SMC- 52 Week Money ChallengeThis morning has proved to be on of those rare occasions where I am awake before the doggies and the Mr.  I thought to myself, this would be the perfect time to blog!  I was preparing for a cool {Beauty Cents} post, when I realized I completely forgot about my 52 Week Money Challenge on yesterday.  This week I am planning on crossing off number 27 (which I will do right after I post this) which puts me at a total of $269.00 of extra money.  If you are doing the challenge, comment below on your progress.  If you have yet to start, I encourage you to do so.  This doesn’t have to be just a New Year’s challenge, but rather a yearly challenge.  Your year starts when you start, so today is as good of day as any! 

Do you want of Bingo Money Sheet? Email Me

Happy Saving!

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Email SMC: shemakescents@gmail.com

Happy 3rd Birthday She Makes Cents!

If you are going to rise, you might as well shine”.

She Makes CentsShe Makes Cents celebrates the three-year mark. TODAY..wow time goes by fast!  Thanks to all of my fabulous followers  for joining me on my journey to becoming financially free.  I have enjoyed your comments and have been touched by your stories along the way.  Your comments, emails, tweets and pins, are what make me feel like deciding to share make journey with the world was well worth it.  Thank you for visiting and cheers to another year of working toward financial freedom, encouraging female financial literacy, and  inspiring ways to use “cents” to live a fab life!

HBD SMC

Pop | Clink | Fizz

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{Week 9 Update} 52 Week Challenge

Hello Lovelies!  It is Friday, which means it is time to contribute to your 52 Week Savings.  Since restarting my Bingo Style  version of the official money challenge back in January,  I have saved a total of $242.00 that have been applied toward my credit card principal.  I seriously cannot stress just how easy this process is.   I revealed early last year that my credit card balance was up to $5300.00 and paying a little over the minimum + the 52 Bingo Style, I have gotten my balance down to $1899.00.  August 1st, my goal date for a zero balance, is right around the corner and things are starting to really pick up!

Do you want a copy of my Bingo Style Money Sheet?  Email Me!

Happy Saving!

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Email SMC: shemakescents@gmail.com

{Throwback Thursday} The Best of SheMakesCents.com!

Every Thursday, social media is flooded with the hashtag #tbt (Throwback Thursday) as people take a  moment to reflect on their past and how far they have come.  In celebration of this weekly milestone, I would like to invite you on a journey to the beginning.  This Saturday, March 1st will mark the 3 year Blogiversary for She Makes Cents and I wanted to share some of my favorite posts of the past.  Happy Throwback Thursday Lovelies! 

Broke Is The New Black

Identity Theft Credit Cards

She Makes Cents

Happy Throwback Thursday!

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{Hello Spring} March Photo-A-Day Challenge

I am super excited for the month of March.  On Saturday, March 1st we will celebrate 3 Years of financial literacy and fun here on SheMakesCents.com. You can help kick off the photo challenge right by wishing us a Happy Blogiversary!  On the 9th we celebrate Colin’s birthday (who is Colin, you ask…click here to find out why I think he and his story is worth knowing) and on the 20th we officially welcome spring to the new year.  To switch it up, I ask that you use #shemakescents and tag us with your uploads @shemakescents!  The best pictures will be posted throughout the month!
She Makes Cents

use hashtag #shemakescents and tag us @shemakescents

Picture Perfect with She Makes Cents

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Email SMC: shemakescents@gmail.com

{Giveaway Winner} She Makes Cents Congratulates….

shemakescents.com

I want to take a moment to congratulate our giveaway winner, Bree S. of Illinois!  When asked about her financial goals for 2014, Bree replied, “One of my financial goals this year is to be able to actually budget (yes I said the B word!) myself so that I can afford to move-out and have my own apartment. As a college graduate working full-time, this would be the ultimate reward to finally feel independent. It would only make “cents” :-)“.   Please accept this as a small token of my appreciation for your reading and commenting on shemakescents.com!

Stay Connected!

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Email SMC: shemakescents@gmail.com

{Week 8} 52 Week Money Challenge

Hello lovelies. It’s week eight of my 52 Week Challenge and so far I have saved $190.00. While that may not sound like much, especially over the course of eight weeks, it will still add up to over $1300.00 even before I up the ante with the bonus boxes I added to my Bingo style sheet.  Since announcing my bingo style, I have been flooded by emails from people who are joining the challenge in hopes to save a little extra money to buy a car, pay down debt, save for a wedding, and finally take that vacation they always wanted.  What makes this challenge unique is I don’t even miss the money I put aside since it has been so easy to keep up.  Every Friday I pick a box and use that money to help me pay off my credit card.  My goal is to have a zero balance by August 1st of this year! 

Bingo Style She Makes Cents

What are you saving for?

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Email SMC: shemakescents@gmail.com

{Beauty Cents} Have We Forgotten What True Beauty Looks Like?

Real Women, Real Reactions!

BuzzFeed asked women to take part in an experiment where they were treated to hair and makeup by a glam squad and then modeled in a professional photo shoot. After the shoot, a Photoshop expert retouched the photos to make the women look like the glamorous cover models we see on magazines.  They were thinner, lighter in complexion, and smoother. Each woman was shown the picture of their “transformations” and their reaction was not what many would expect.

I recently read a comment someone posted in reaction to the picture below of models and their “before” look (no makeup and pre-photoshop).  The person tagged the picture with the comment, “this should make you feel better about yourself”. I personally do not resonate with this reaction. As women we have to stop chasing perfection and start embracing ourselves and each other for the things that make us beautiful and unique. What is perfect, anyway? Beauty is the opposite of perfection; it’s about confidence, charisma, and character!

She Makes Cents

What makes you beautiful?

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{Week 6 Check In} 52 Week Money Challenge Bingo Style!!

Bingo Style Money Challenge

It’s Friday and your weekly reminder to make your deposit toward your 52 Week Money Challenge. At the end of your 52 weeks, you have an extra $1300.00+ to use however you decide.  I do it every Friday and I urge you to do so. The more consistent you are in the beginning the more likely you are to be successful doing it. I completed the challenge last year, which helped me to pay down my credit card balance, as well as, pay for holiday gifts.  We are on week six of 2014 and I have used my savings to continue to pay down my credit card debt (just like last year). So far I have saved $99.00, every bit counts,  and I am less than six months away from a zero balance on my credit card.  If you would like my BINGO style sheet, email me with SUBJECT: SMC Bingo Style Sheet.

What are you saving for?

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Email SMC: shemakescents@gmail.com

{GratiTuesday} Cheers to Being Prosperous & Productive in 2014!

We are only one month and four days into the new year and I have heard several people say they need a do over. A good friend of mine even messaged me to let me know that she was planning on celebrating the New Year AGAIN as sort of a mental refresh.  I came across this and it gave me the refresh I needed to help me tweak my outlook on this strange year, thus far.  I am thankful to see a new year and a new day and I am going to live the life I always imagined.  That may mean making some changes, but I will have a positive, prosperous, and productive 2014 and I wish you the same.

She Makes Cents {dot} com

Pass On the Encouragement: Sharing is Caring

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