Two weeks ago, I received a letter from my bank informing me that my card information may have been compromised. Was I surprised? Not really. I like 70 million other consumers got my shop on at Target AND I Michaels Arts & Crafts, who also announced their credit breach (Double Whammy). I’m not too worried though. because I am taking the necessary steps when someone believes their identity may have been compromised. I ordered a new card with a new number, I confirmed my fraud alerts with the bank, and I plan on taking Target on for their offer of free credit monitoring and identity theft protection to all Target guests who shopped U.S. stores during their breach.
After a thorough review of options, Target has chosen ProtectMyID, provided by Experian—a leading global information services company that helps people understand and keep track of their credit reports, as well as monitor for and resolve identity theft. Request an activation code before April 23, 2014 and then register for the offer through ProtectMyID before April 30, 2014.
Visit creditmonitoring.target.com to request an activation code and read below for details on how the offer works.
In addition to a complimentary copy of their credit report, guests who sign up will receive daily credit monitoring, identity theft insurance (except where prohibited by law), and have access to personalized assistance from a highly trained Fraud Resolution Agent. Access to the Fraud Resolution Agent will continue even after other benefits of the initial one-year ProtectMyID membership expire. After 12 months, those who register have the option to continue their memberships at their own expense.
This ProtectMyID package includes the necessary tools guests need for credit monitoring and identity theft protection. It does not include Experian credit score or reports from Equifax and TransUnion. When visiting the enrollment site, guests will have the option to purchase these additional products at their own expense if they choose, but are not required to purchase a credit score to receive the benefits of credit monitoring and identity theft protection.
How to Enroll
Enrolling online is fast, secure, easy and accessible at any time. Here’s how to register:
1. Visit creditmonitoring.target.com to request an activation code. Guests will be required to submit their name and an email address. After submitting their information, Target will email guests within 72 hours with their unique activation code and directions for how to enroll in ProtectMyID. Guests should look for this email and check that it does not end up in a “junk” mailbox. Emails collected during this process will only be used for the purpose of sending an activation code for free credit monitoring.
2. After guests receive their activation code from Target, they may visit www.protectmyid.com/target and use the code to start the enrollment process. It will be important for guests to verify the code they enter matches the notification they received from Target. Also, guests must be sure to click the red “Click to Redeem Your Activation Code” button (or use the “ENTER” key).
3. Enroll in ProtectMyID: Guests will need to provide Experian with personal information, such as name, address, date of birth and social security number. Experian asks for personal information so that identities can be verified during the registration process and future log-ins. This is strictly a security measure to ensure no one else, including Target, will have access to your information.
4. After completing these steps, guests can begin to take advantage of all the ProtectMyID features.
For More Information, Visit Target.com
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