{2017 Word of the Year} How One Word Will Guide My Entire Year

fb-qotd-templateI pose this question every year and 2017 is no different.  What one word reflects your vision for 2017?  So many of you submitted thoughtful responses via the SMC Facebook group and Instagram such as “gentleness”, “perseverance”, “do”,  and “focus”.  I even had one response that was in line with my word of the year…INTENTION from the Instagram handle @yourlifefinance.  By definition, intention is a determination to act in a certain way.  I chose “intention” to reflect my vision for 2017 because it adds purpose to all thoughts, words, and actions.  To be honest, I have found that haphazard thoughts, words, and actions tend to get me into trouble.  Toward the end of the year, I started asking God to guide my words so that I speak with intention and not for the sake of attention.  This past year was my year of BRAVERY and even though it started out shaky, I ended the year with one of my bravest moves yet (post to come later on that one…).  intention-adds-purpose-to-all-thoughts-words-and-actionsFour years ago was my year of BALANCE, 2014 was my year of FOCUS, 2015 was my year of PASSION, 2016 was my year of BRAVERY, and I welcome my year of INTENTION.  I am working very hard to make sure that my words and actions are in line with the following criteria:  Is it kind? Is it necessary? Is it truthful?  As each year passes,  I take a moment and reflect on why I chose my earlier words, where I was in my personal development for that to be a necessary focus, and how I  incorporated the meaning of  those words in my life.  

What’s Your Word for 2017 and why did you pick it? Share Below!

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{Monday Motivation} You Will Never View Mondays The Same After Seeing This!

I posted this on the shemakescents Instagram and Facebook pages last week and the response was great!!  Sometimes the best motivation one can receive comes from within and often it is as simple as a change of perspective.  Glass half empty or glass half full… either way it is a glass of water and it is your own formed perspective that shapes it as positive or negative thing.  Have a great week and Happy Monday!Monday Motivation

{Monday Motivation From Simone Biles} Out Dream Yourself

Simone BilesToday’s Monday Motivation comes from Simone Biles. Below is a picture Simone put on Twitter with that caption: “out dream yourself”. When you were a child, I’m confident that you believed that you could be anything you wanted to be. I dreamed of being the first ballerina firefighter. Even though people laughed when I said it, I never stopped believing I could actually do it. My parents supported that goal and I have a picture somewhere of me with a plastic firefighter hat on while wearing a pink tulle tutu. I didn’t become the first ballerina firefighter only because I outgrew that dream.
Somewhere along the journey to adulthood, many adults lose the ability or will to dream. We tend to make decisions out of fear. We stay tied down to people and situations that paralyze us into thinking that whatever dreams we have are just too far-fetched to come true. We settle for an ordinary life when we could have the life of our dreams.out dream yourself

For those who are lucky enough to skillfully dream. How many of your actions are supporting your dream? You dream to be debt free but you spend haphazardly. You want to work in a different field or for a different company, but you never apply for another job. You want to meet someone and hopefully fall in love, but all you do it go to work and go home. See my point? This is not me judging you. This is me sharing my observations myself and others of the millennial generation.

Simone Biles had a goal to win- To bring home the goal. She worked hard every day, she sacrificed, and she strengthen her skills to help her accomplish her Olympic dreams. In doing so, it seems as if she exceeded even her own expectations. Monday’s Motivation = OUT DREAM YOURSELF!

cropped-logo-twitter2014.jpgWhat Do You Want to Be When You Grow Up?

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{YTD Update} 52 Week BINGO Money Challenge

She Makes Cents

As we approach the end of week 33, I must say, staying  on top of the 52 Week BINGO Challenge is taking a little more discipline, for me, than in past weeks.  I had a goal to pay off my credit card by August 1st and I beat that goal by a month.  How, you ask?  Well, the closer I got to a zero balance on that debt, the more aggressive I became with this financial goal.  As always, I paid more than the minimum balance and started dumping any and all unassigned money toward that goal.  In working toward the big credit card payoff, I developed a solid habit of saving.  Now that this first goal is done and the high of the gratification is dwindling down, it does look slightly daunting when I look at my next goal on the snowball– my student loans with it’s $18,593.25 balance.  Ugh!!  I plan on making quarterly payments towards the principle with the money that was previously allocated to my credit card minimum + the 52 Week BINGO Challenge to shave off years of interest and thousands of dollars.

Related Post: {Debt Management} How to Shorten the Length of Your Loans & Reduce Interest

52 Week Challenge

Heavy Chains of Habit- Good or Bad?

Chains of habit are too light until they are too heavy to be broken.  Think about it like this, if you are in the habit of putting money aside every week, at the end of the year the weight of your weekly sacrifice would be greater than if you only saved for one week and then gave up.  Every week, saving $10.00 here, $70.00 there, $100.00 every once in a while might not seem like a big deal at the time, but every penny adds up.  Every time you save makes the habit of saving that much stronger.  The same can be said for  bad habits.  Spending $10.00 here and $70.00 there may not seem like a big deal in the moment.  But over time, that random spending becomes a bad habit and the weight of your debt becomes a heavy burden to carry.

YTD 52 Week BINGO Challenge

Doing the original 52 Week Challenge would result in $1378.00 for the entire year.  Doing the #shemakescents BINGO version has me at $1395.00 YTD with another 19 weeks to go for the rest of the year.

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{Monday Motivation} Wisdom vs. Integrity

Wisdom

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{Monday Motivation} Rich vs. Broke

Rich vs copy

Today’s #MondayMotivation will hopefully inspire your thought process.  It is so hard to get caught in stuff….consuming “stuff”, showing off “stuff”, and being wasteful with “stuff”.  If you spend like you are wealthy, you will never be wealthy because you spent it all.  Instead of “acting” rich, why don’t you make positive changes to actually get to that status.  Like the word freedom, the word rich has so  definitions.  Remember, rich doesn’t always have to describe someone’s financial state.   I motivate you to  act broke with your spending and be rich in the things that really matter…like people and experiences that….FEED-THE-SOUL. Take this week and do things that make you feel like your best you.  Wishing you a great start to your week!

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{Wise Words} Get What Your Soul Needs

This morning I checked my horoscope, as I do on most days.  Today, however, I got advice that could be applied to a number of situations and experiences and I thought it was too good to share.  To all of my fellow LEOs out there, take heed.  

Quotes

{Motivational Monday} You Can Handle ANYTHING!

Happy Monday Lovelies!  I’ve noticed that past few Mondays’that the hashtag #motivationalmonday has been trending.  That tells me that I am not the only one who  benefits from the extra push of positivity to start the week out.  I hope today’s quote puts a smile on your face.  The realization is, everyone experiences storms but the beautiful thing is that the storm always passes.  If you a struggling in your finances, career, or relationships, grab your umbrella of perseverance and stay strong as you ride your personal storm out.  I’m mean really, if Britney Spears survived 2007, you can handle ANYTHING! Britney Spears

{Wise Words}…From Beyonce’

People are still buzzing about Beyonce’s latest video, Formation, and trying to decide whether it’s provocative, political, entertaining or just another smart money move. While they are debating that…I will just LOVE on this quote below.
Inspirational Money Quotes

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{World of the Year} What ONE Word Reflects Your Vision for 2016?

2016 WORD OF THE YEAR- BRAVERY - from http://shemakescents.comAt the top of the year, many people are thinking about their future and making resolutions for 2016. Since some people have a hard time keeping up with resolutions, selecting a word for oneself could be a more realistic goal for some of my busier readers.  Back in 2013, I started asking my readers on the She Makes Cents Facebook page to share one word to reflect your personal goals/resolution/vision for the year ahead and the response I got was inspiring, thoughtful, and honest. For me, the year 2013 was my year of BALANCE, 2014 was my year of FOCUS, and 2015 was my year of PASSION. This year I have selected BRAVERY as my word.

If you could choose one word to reflect your personal goals/resolution/vision for 2016, what word would you choose?  Please share below.

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