{Business Cents} 25 Killer Tips from 25 Powerful Women Business Owners


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Career hacks come from many different sources if you are open to it.  Some of the best advice I got before I even got my first post-grad job was that “nothing is off the record”.  As I got into my career, I figured out some things on my own and some of my best tips would be to treat your time like money.  I’ve been quoted many times telling whoever that will listen that “once you start thinking of your time as currency, you will no longer waste it nor will you allow others to do so”. That being said, I would advise people at every stage of their careers to streamline their process.   For example, it used to take me forever to send out the sign up information and the FREE Money Challenge download to the #SMCmoneytribe.  Now I use an emailing service called GMass to send out mass emails. I then use that time saved to focus on revenue generating tasks.  People always say there is an app or program for everything.  Take a moment and figure out what you can do to streamline your process, your career will thank you for it!

From O Magazine Interviews Over The Past Decade

Be Open to Anything “A friend asked if I wanted to do a food trade show with her. I brought a few products with me, not expecting to sell or anything—and suddenly we got all these orders! I had no idea how we were going to package or prepare so much so quickly, but I never say no unless I completely understand why it can’t be done. I think how you approach obstacles is a big part of being successful—you can’t give up.” —Alisa Barry, Chef and Owner, Bella Cucina Artful Food

Make an Announcement “I sent out an email to everybody I knew, announcing what we were doing. For me, the act of saying ‘I’m starting a literary magazine’ was as brave as actually doing it. When I said it with confidence, people believed me—andI believed me.” —Maribeth Batcha, Publisher, One Story,a literary magazine

Build Your Own Board “I had to learn so much. I took classes at the local center for nonprofit management and read everything I could get my hands on. I realized the smartest thing I could do would be to surround myself with an advisory board of people who knew more than I did.” —Meredith Blake, Founder Break the Cycle, a domestic violence prevention program
Take Ownership “There’s no store without the concept, so from the very beginning, we trademarked every single thing involved in the look of the store.” —Ninel Pompushko, Founder, T-Shirt Deli, a custom t-shirt store in Chicago. Read her story

Hone Your Business Skills “There’s a perception out there that you can’t be an artist and a businessperson at the same time. Artists are told ‘Don’t bother with math.’ But you have to balance passion and analytical skills. Knowing the business side of my job gives me the ability to take risks in every aspect—from dealing with banks to new designs—and I love that.” —Annie Morhauser, Owner and Creative Director, AnnieGlass, which produces luxury, handmade glass table art
Do It Yourself “When we opened, we used our savings and did all the renovation work ourselves—stripping the floors, sanding them, plastering and painting.” —Miko Branch, Co-Founder, Miss Jessie’s Salon Read her story

Be Prepared for the Unexpected “A good thing to remember is that once you open your door to the public, you never know who’s going to walk through. I’ve had people bring in shopping bags of every shape and size imaginable, overflowing with pictures. At first I panicked, but now those are my favorite projects. They let me puzzle the pieces of someone’s life together.” —Anne Goldenthal, Owner, Album Arts

Don’t Quit Your Day Job “It was pretty obvious that I would have to find a way to support my music habit. So I went to work as an assistant at a Wall Street investment bank and wound up as a VP and business manager of corporate research. I would do the radio show on Saturdays and tuck whatever gigs I had as a musician into whatever time was left.” —Laura Cantrell, Musician Read her story

Ask Around “I put ads in the paper, went online, and went to decorators, but I had no luck. One day I went to a fabric store and asked the owner if she knew anyone. She did, and now that person is our lead seamstress.” —Nan Barbera, Founder, Prince & Company, a luxury bassinet maker

Educate Yourself “To get the full picture of how to run a retail business, I applied to the Gap’s retail management training program. Essentially, the company paid me to learn design, marketing (which is how to get publicity for your products), planning (meaning, have enough money on hand to pay the bills), and production (how to buy zippers from one factory and buttons from another and ship them to a third where they make the garment).” —Jordan Veatch-Goffi, Founder, Doce Vida Fitness
Take Charge When the 735-room, filthy, decrepit Times Square Hotel (a.k.a. Homeless Hell) went bankrupt in the late 1980s, I wanted someone to turn it into quality supportive housing—with employment services, a clinic, and caseworkers right in the building. Not a shelter but permanent, dignified housing. Because I’d been development coordinator for Catholic Charities of Brooklyn, I knew what questions financiers, tenants, and the city would need answered, and I wrote up a plan. Everyone I talked to was too overcommitted to take it on. They all agreed, though, that someone really ought to do it. Finally, I thought, ‘Oh, someone is me.'” —Rosanne Haggerty, Founder, Common Ground, a nonprofit that aims to end homelessness Read her story

Don’t Be Afraid to Be Different “I didn’t have a showroom. I was totally freaked out about that: I live above a restaurant, and buyers had to walk through a side door near the dining room to get to my tiny apartment. But people loved coming over. I’d serve cookies and have a fire going. They said it was a relief from the other showings they’d been to. Sometimes when you’re forced into doing things in an unexpected way, you make a big impression. And with so many people out there, being yourself is the only way to stand out.” —Lana Bilzerian, Knitwear Designer

Ask for Help “I couldn’t make all the cookies in my own kitchen, and I didn’t want to pay for an expensive industrial mixer, so I called a local restaurant that served only lunch and dinner and asked if I could use their mixer in the mornings. They said, ‘yes.'” —Debbie Godowsky, Owner, Cookies Direct, which sells care packages to send to kids in college Read her story

Split Your Time “I couldn’t quit my job, but I did take a lower-paying position that had more flexible hours. Then I signed up for night courses in flower arranging at the Brooklyn Botanic Garden and at Parsons School of Design. I started taking orders out of my house.” —Katrina Parris, Founder, Katrina Parris Flowers Read her story

Take Rejection in Stride “I knew how to make up a business plan. Much more daunting was the idea of getting a bank to lend me $1.5 million. I was turned down 32 times by male bankers. My 33rd presentation was to a female banker in New York. She didn’t even let me finish my pitch before agreeing to give me the money.” —Catherine Hughes, Founder and Chairperson,Radio One
Get Feedback “We wanted to see if our cakes would sell, so for months we held tasting parties for friends and family. We asked guests to write comments anonymously on cards. Mostly, people said nice things, but they also said ‘too moist,’ ‘too sweet,’ and ‘needs to be more pineapple-y’—which sort of got my mom’s back up. My mom worked on the recipes until people thought the cakes had just the right amount of moistness, sweetness, and flavor.” —Norrinda Brown, Co-Owner, Brown Betty Dessert Boutique Read her story

Build a Network “I’ve participated in a number of stationery shows, and along the way I’ve struck up informal relationships with other entrepreneurs. We compare notes across the aisle; it’s good to talk to others who are going through the same thing, and together you can brainstorm ways to partner on future projects.” —Kim See, Founder, Kemse & Company, which specializes in multicultural stationery design

Follow Your Customers My taste wasn’t completely resonating with my suburban customers. My sales weren’t as good as they could be, and the people who were buying had come up from the city. Obviously, I needed to move downtown, but rents aren’t cheap. Still, in 2005, I did it. My sales went right up.” —Chandra Greer, Owner, Greer, a Chicago stationery store Read her story

Mentor Others “I didn’t have a lot of money to pay assistants, so I called the youth employment service at my son’s high school and advertised for art students. They sent me two great girls.” —Pam Older, Founder of the jewelry firm Pam Older Designs”

Toot Your Own Horn “Women, especially Southern women, are taught to be demure. When I first opened, I didn’t want to be a show-off and name my company after myself. Instead I called it WSG (Wilson Services Group) Consulting. Huge mistake. No one could remember it. Plus, my expertise and talent are what clients are buying. We rebranded this year as Robin Wilson Home. Business is booming.” —Robin Wilson, Renovation and Design Manager, Robin Wilson Home Read her story
Negotiate with Your Employer “I left [my] job and started doing freelance production work—party decorating, floral and production design, trying to figure out where I wanted to be in the business. Then I got a job with Formica Corporation. I made a deal that they would pay for me to go back to school for interior design.” —Courtney Sloane, Founder, Alternative Design Read her story

Stay Calm “You can’t allow yourself the luxury of being overwhelmed, because then you can’t do anything.” —Kathe Padilla, Founder of Zambian Children’s Fund, which supports an orphanage and a school in Africa Read her story

Be Creative “Putting together the financial structure [was the hardest thing]. It was the part I knew and cared the least about; no bank would help me. One day I woke up and said, ‘I have to make this a creative project, too.’ I developed my own alternative bank, borrowing small amounts from people who believed in me. I was able to pay them back in four years, and by that time I was bankable.” —Stephanie Odegard, President, Odegard Inc., a rug design and import company Read her story

Enjoy the Rewards “Now a business trip is to wine country or a food festival. I love it all. You can’t serve ad copy at a dinner party, but a beautiful cheese tray is always a big hit.” —Sara Vivenzio, Founder, Cheese School of San Francisco Read her story

Have Faith in Yourself “First, take it easy. Because it’s your passion, you can get carried away and burn out. Second, take small steps. I’ve seen a lot of people with great vision who don’t go anywhere because they want the end result immediately. Third, don’t try to figure out what sells. You are the one thing other businesses can’t duplicate.” —Teresa Chang, Founder, Teresa Chang Ceramics Read her story.

{Eat on the Cheap} Can You Feed a Family of Four for Under $10? She Can…

Love Bytes!!!

I wanted to take a quick moment and tell you about a blog I came across while blog surfing one Sunday called Budget Bytes. First of all, ALL of the food looks yummy, but what I LOVE the most is how Beth breaks down the recipe step by step, with pictures I might add, and how much it costs to make…especially compared to dining out. She reminds me of Sandra Lee from the show Semi Homemade on the Food Network.

Here is one recipe that I have been dying to try:

It has been in “my favorites” on my iPad for the longest. Maybe this could be a fun alternative to the traditional Memorial Day hot dogs and hamburgers?

Total Recipe cost: $7.98
Servings Per Recipe: 4
Cost per serving: $2.00
Prep time: 15 min. Marinate time: 4-24 hrs. Cook time: 15 min. Total: 30 min. (after marinating)

CHICKEN & MARINADE COST
2 lg. (1.25 lbs) chicken breasts $2.48
1/2 cup plain yogurt $0.25
1 Tbsp minced garlic $0.36
1 Tbsp lemon juice $0.32
1/2 tsp cinnamon $0.03
1/2 tsp dried oregano $0.03
1/2 tsp salt $0.02
1/4 tsp ground nutmeg $0.03
1/4 tsp ground cloves $0.03
YOGURT SAUCE (for sandwich) COST
7 oz. cup plain greek yogurt $1.59
1/4 tsp minced garlic $0.03
1/4 tsp dried dill $0.03
1/4 tsp salt $0.02
SANDWICH ITEMS COST
4 homemade naan, pita, or flatbread $0.64
1/2 head romaine lettuce $0.80
1 medium cucumber $0.69
2 medium roma tomatoes $0.63
TOTAL $7.98

STEP 1: In a small bowl, combine the ingredients for the marinade (yogurt, lemon juice, garlic, cinnamon, oregano, salt, nutmeg, and clove). Add chicken to the marinade, coat well, cover and refrigerate for 4-24 hours. If desired, slice the chicken into strips before marinating to maximize the flavor.

STEP 2: Prepare the yogurt sauce for the sandwiches. Open a 7 oz. container of plain greek yogurt and stir in the garlic, dill, and salt. Refrigerate until ready to use.

STEP 3: After marinating the chicken, grill until cooked through (I use a George Foreman, cooked for about 7 minutes).

STEP 4: Prepare the vegetables for the sandwich. Chop, rinse, and drain the lettuce in a colander. Wash and slice the cucumber and tomato.

STEP 5: Build the chicken shawarma sandwiches. Spread the yogurt sauce on your flat bread, top with the chicken and vegetables. Roll the sandwich closed. You can wrap the sandwich in foil to help it stay closed as you eat.

Check out Beth and all her wonderfully yummy recipes on her website Budget Bytes!

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{Wise Words} Love What You Do…

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This quote, from the late Steve Jobs, rings true on many levels.  It is also a little something to think about before our newest series, Women at Work.  You can’t be a she who makes cents if you don’t work for it.  Just my two cents.  Stay tuned….

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{Every Woman Should Know…} How to Be a Good Host

You’ve decided to host an event, be it for your girlfriend who is getting married or an impromptu gathering of friends for an intimate dinner.  Now what?  It’s time to put your womanly skills to work.  I remember seeing the 2009 movie “The Joneses” and thought that Demi Moore’s character was an excellent host.  In preparing for tomorrow’s Cinco de Derby events (yes, I did combine Kentucky Derby with Cinco de Mayo), it got me thinking about my own skills.  I mean really, I am in the events industry so I know a thing or two about planning events, but I wanted to cross check my hosting etiquette with Emily Post.  No matter the kind of party you’re throwing, there are some things a host should remember, even before the party starts.

Six Ways to Be a Good Host:

1) Invite clearly. Label the invite specific to who you want to attend. Include necessary information for your guests in the invitation.  Is the party a casual get-together or more formal? What about the attire?  Maybe a guest would benefit by knowing ahead of time who else will be there, which you might mention when they RSVP.

2) Plan well.  Preparing your guest list carefully is key to a successful party.  Then do as much as you can ahead of time.  (Lower the stress level by serving food and refreshments you know will work.)  Get everything ready well before your guests arrive, so you’ll feel relaxed from the very beginning.

3) Remain calm.  Giving a party can be enjoyable, especially if you approach it with simplicity.  Get help if necessary, and don’t let your guests think you’re huffing and puffing.  They’ll feel far more comfortable if they don’t have to wonder whether they’re causing you any trouble.

4) Keep your guests feeling welcome.  Make sure guests are warmly greeted, then made to feel welcome throughout the party.  Look after each guest as much as you can.  If you notice that a guest has an empty glass or if there’s one person standing alone, remedy the situation as quickly and cheerfully as possible.

5) Be flexible and gracious.  Your soufflé falls.  Or one friend arrives with an unexpected guest.  The ruined dessert?  Have a fallback. The uninvited guest?  As discourteous as it is for someone to spring a surprise on you, be gracious.  No polite host would ever send an uninvited guest packing.

6) Be appreciative.  Thank people for coming as you bid them good-bye.  And don’t forget to thank anyone who brought you a gift.

Info: Emily Post

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Vintage Hair Styles at Home

I love vintage style and I especially love the Veronica Lake wave look for my hair. Here is another simpler way to recreate the look at home….

{via The Beauty Department}

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{Update} Confession of my New Year Resolutions

New Year’s Resolutions???  That’s so January… Save more money. Eat right. Exercise more. I remember having to try at my goals again after an epic fail the first time around. I think the problem with New Year’s Resolutions is that people set either too many goals or a couple of unrealistic goals. This is why after a couple of days, resolutions seem impossible. Throughout the year, I promised to share my game plan to accomplish some of my goals and resolutions for the year- so here you go!

Check out some of my favs!

Start Putting Money Away for Emergencies

She Makes Cents

January 24, 2012: Since I’m being honest, I might as well go all in. Currently, my emergency fund looks like the sad little piggy pictured above. That’s right, even She Makes Cents, has to get her own finances together sometimes. I almost depleted my fund when… an emergency came up. I am so glad that I got myself into the habit of saving for the unexpected because life would have been so much harder without one.

April 4, 2012:  I have started my emergency fund again and I must say it feels good.  I really hope it will be a long time before I have to tap into it since there isn’t much in there and two, no one likes emergencies.

Cook More, Eat Out Less

January 24, 2012:The Mr. and I love trying new restaurant spots; consequently, we have gotten in the habit of going to restaurants multiple times a week. Sometimes, I even eat out multiple times a day. While examining our finances, we both concluded that we can’t save if we are constantly spending on dinners out every night, plus tips for the servers, plus parking. Do you see how quickly it can add up? Not only are we spending too much, but it is counteracting to my bangin’ body goal.

April 4, 2012: Well….we still eat out, but we are now more conscious of it.  Using the envelope system has really helped with this one.  I set aside a certain amount of money per check for non-grocery food expenses.  For example, I stopped at Smoothie King this morning for a Pineapple Surf and used my “restaurant fund” to essentially…fund it.  The envelope system, regarding eating out, has also forced me to really think about my motivation.  Am I really hungry?  Am I going to be social?  Now, I need to work on the “cook more” portion of this resolution.


Bangin’ Body 2012

January 24, 2012:I think this one is a little self-explanatory. I will just let these swimsuits be my inspiration. I say show it while you got it…so I have to get mine tight. Get it right, get it tight 2012!!!

April 4 2012:  I am pleased to announce that I am actually starting to see a difference in my tummy. I started jogging, stretching, and taking the dog out for longer walks.  I am also trying to eat a little better, so once swimsuit season officially begins, I hope to have accomplished my goal of losing 2 to 3 inches.  As of yesterday, I’m already down an inch.

She Makes Cents get abs

She Makes Cents


Reduce Impulse Shopping


See the World

She Makes Cents svae money
April 4 2012: So my Dad and I are getting our passports updated this week.  This is very necessary since I will be celebrating the Mr.’s 30th birthday in Germany among other places. 

Overall, I’d say that I’m not too far off of my goals for 2012.  While I could be doing better in some areas, I could also be doing A LOT worse.  In fact, as I accomplish my goals, I will start replacing them with new goals.

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inform and inspire ways to use your “cents” to live a fab life

Whose Lifestyle Are You Funding? Yours or HERS?

Are you trying to keep up with the Joneses?
How about the Housewives on Bravo? If so, you are probably guilty of spending money on the life you thought you lived, rather than the life you are actually living. The number of adults who try to emulate and even compete with their friends, foes, and even strangers on television is appalling. As a child of the entertainment industry, my parents told me at a rather young age that the majority of things you see on television are not real. What is real, though, is the increasing amount of debt that people are incurring doing this.


I was reading an article last week by author by April Dykman of Get Rich Slowly. The premise of the article was that idea that people spend for the lifestyle they want as opposed to the lifestyle one currently has. Dykman maintains that, “If you’re paying for a life you have only sometimes, you’re stealing from your most-of-the-time life. And breaking that habit can make you a whole lot happier”. This got me thinking… am I doing this? Am I spending for the lifestyle I want versus the lifestyle I have? In being honest, I’m not entirely sure. Dykman continues, “I tend to give too much thought to what I do once in a while and not enough weight to what I do every day. For example, I wear running shoes 29 days out of 30 days a month, yet I have three pairs of black flats and only one pair of running shoes.”

Click here to read Dykman’s Save on The Things You Do Daily .

What do you think ?

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{Every Woman Should Know…} How to Tie a Tie

A man in a suit and tie is to women, what women in lingerie is to men”

How to Tie a Tie copy

I would have to say that I totally agree.   My Mr. prides himself on knowing several knots…half and full Windsor, a Pratt knot, and so on (bragging moment).   While most men know how to tie at least one knot, others may not know how to tie their ties at all. This is when, as a woman you can step in.  After all,  being able to tie a man’s tie can be a very intimate experience a woman should not miss out on! 

Check out this Cheat Sheet:How to Tie a TiePhoto Credit: Ties.com

Who Taught You How to Tie a Tie?

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