How to Apply Money Affirmations To Make Your Goals A Reality

Money Affirmations to Manifest Abundance from Personal Finance Blog for Women, She Makes Cents by Danielle YB Vason | Law of AttractionAn affirmation is a strong, positive statement that something is already so.  It is a way of “making firm” that which you are imagining.  So I ask you this, when you think about your goals and desires for yourself, is it a negative or positive experience for you?  If you visualize your goals in a positive way, you affirm the presence of positivity in that area of your life.   For you, that change is already in motion because you are attracting that abundant energy into your life.  The same can be said for negative thoughts.  According to personal development author, Shakti Gawain,  “When we create something, we always create it first in thought form.  A thought or idea always precedes manifestation”.  Think about what greatness we can bring to our goals and desires if we affirmed them in success.  In this post,  Money Affirmations to Attract Financial Abundance    I shared some techniques that will help you release your negative mindset with money so you can approach your finances from a mental state of confidence, pride, and positivity.  Today I am here to share some new financial affirmations that can help you take back control over your financial goals.  

Money Affirmations To Attract Wealth

When we form positive associations with money we give ourselves permission to prepare ourselves to receive it.  We no longer fear it or fear what it would be like to not have it.  I invite you to start in inspiration pinboard and pin the below affirmations them there. Then print them, share them, and/or place them in various places so that you can have reminders of the desires you are affirming for yourself.  Add them to your vision board, your bathroom mirror, your refrigerator, your Instagram account (seriously, think about how often you check your IG account in a day), or your desk.  Speak them aloud and add your own name to give it more power. Instead of saying, “I attract wealth and abundance” try saying “[Insert your name] attracts wealth and abundance”.  Why, you ask?  Well studies show that the adult brain activates, when one hears, their own name.  Below are some of the newer affirmations I have added to my practice and I hope you add them to yours to attract a more positive experience with money.

Money Affirmations to Manifest Abundance from Personal Finance Blog for Women, She Makes Cents | Law of Attraction

What Are Your Favorite Money Affirmations? Please share with She Makes Cents readers

Money Challenge Half Year Review

There are times when you are working toward a goal and it is hard to see the progress of your work.  This, my friends, is not one of those stories.  Since January of this year, the #SMCmoneytribe and I have used the 52 Week BINGO Money Challenge that I created to save towards each of our money goals.  Many members of the SMC Money Tribe are saving for a dream vacation and it makes me proud that because of their planning and saving, their dream to see the world can happen without disrupting their long-term money goals.  I, on the other hand, am saving money to use as extra payments toward my student loan debt.  This process is known as a debt snowball.  Snowballing your debts helps you pay them off much faster and can save thousands of dollars in interest.  In my case, my student loans are keeping me from progressing to Baby Step 3 from financial guru Dave Ramsey because they are the last of my debts, not including my mortgage. 

Top Atlanta Blogger, Danielle YB Vason of She Makes Cents, shares her story on how she is tackling her debt using her money challenge and Dave Ramsey Baby Steps

JUNE RECAP

Last month was the first time I can remember actually seeing progress to reduce my student debt and this month blew last month’s money recap out of the water.  For the month of June, I saved more money than any of the previous months and the last four months combined.  I sent two major snowballs to my student loan provider to pay down the balance instead of pushing back my next due date.  This lets your money work for you and not the other way around.  I also saved $326.00 for the month and hit the $700.00 YTD mark for this challenge.  With a contribution from the Mr., we have saved a combined $1,575.00 that we could have easily spent on frivolous things.  Thanks, babe!  Teamwork makes the dream work.

MONEY GOAL TRACKING

At the beginning of the year, I wrote out my money goals and one of them were to pay off my credit card debt, which I did.  The second one was to have my student loans at or under $15,000.00 by the end of the year.  Around April of this year, I upped that goal date to October and then again, in May, I thought I would push myself further and make it a goal to have the balance at $15,000.00 by the end of my birthday month, August.  I did this because a goal date of the end of the year ensured that I would hit the goal, but with such a long time to work toward the goal, it took away the hustle for it.  By pushing the date up to August, it really forces me to review how I am spending and saving money and keeps me motivated to the short-term goal at hand.

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Reader Profile: The SMC Money Tribe

At the beginning of the year, I announced a new resource offered to She Makes Cents readers who were participating in our 52 Week BINGO Money Challenge.  I was inspired to create a “tribe” of like-minded women to make sure that no one feels alone on their financial journey.  Members of the SMCmoneytribe have become each other’s best accountability partners and not only celebrate each other’s successes but also inspire better saving habits among women.  We believe that we can reach our money goals while breaking the glass ceiling in our careers and living the life we always imagined because we have an entire TRIBE of people cheering us on!

Calling the SMCmoneytribe

She Makes Cents Money Tribe Reader Profiles

Are you a member of the SMCmoneytribe?   We want to the world to meet the inspiring community of women who make up our tribe, to hear your stories, see what inspires you, and feature your progress.  One of our mantras here at SMC is the idea that “empowered women empower women” and we can’t wait for the world to be inspired by our tribe of women who are breaking down financial barriers and engaging in money discussions.  Submit your reader profile here and you could be featured on shemakescents.com!  

 

 

Money Challenge 2017 | February Savings Recap

Hello  #SMCmoneytribe!  Can you believe that we just finished the second month of the she makes cents 52 Week BINGO Money Challenge?  I sure can’t.  As we approach a new month I can’t  help by wonder, how many of you are still going strong on the challenge?  According to  Business Insider, 80% of people fail their New Year Resolutions by February.  It is easy to have a laser focus on your money, career, and lifestyle goals when a clear transition is before you.  Think about all of the people who vow to do better in the new year, who will start clean eating on Monday (aka the start of the new week), and who pledge to start saving more once they earn their next paycheck.  Anybody recognize themselves in the statements above?… as I raise my own hand.  The thing about all of those examples is that is pushes off you goals to another day; therefore, delaying your ultimate reward- a goal accomplished.  Last Friday marked the end of month 2 for the she makes cents  52 Week BINGO Money Challenge and the best thing about our money challenge is that you can easily catch up if you have fallen behind or you start over. The greatest thing about this challenge is that as long as you don’t stop, you will win at your financial goals.

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 February Recap

Below is the financial breakdown for the month of February.  As you can see, I crossed off lower numbers than the previous month.    I saved an extra $41.00 this month putting me at a YTD of  $149.00.  I  am really looking forward to March.  Hopefully, I will cross off my first bonus box of the year.

How Are You Doing on the Money Challenge? I’d love to hear from you!


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Money Challenge | January Savings Recap


Hello #SMCmoneytribe and welcome to the weekend!  We are a month into the challenge with almost 50% more participants than the previous year.  Great job everyonet ladies!!! That says to me, they there are people out there making smarter money moves in 2017.  What made this year different for me was including the Mr. so we can double the money from this challenge.  Full disclosure…. the Mr. decided it was easier for him to remember if he just set a fixed amount of $50.00 per week to the challenge.  It makes it easier for him and I like it because even if I cross off a lower amount, I have the $50.00 to add to it.

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Show Me the Money!!!

Week one was all about learning how to win at the She Makes Cents BINGO Money Challenge.  For week two, the focus was inspiring you to stay motivated toward your savings goals.  It is easy to keep your eyes on the prize in the beginning of the year, also know as Resolutions Season,  but getting through 52 weeks is only hard if you lose motivation.  Week three, the country paused to witness the transition of presidential power and we did too.  Before I knew it, we successfully completed month one of the money challenge.  Below is the financial breakdown for the month of January.monthly-review-template

How to Join the Challenge

Want to join the #SMCmoneytribe to get access to a tribe of goal minded accountability partners who are invested in your success and your FREE bingo money guide?  Click here, fill in your info, and we will do the rest.

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How To Win on the She Makes Cents Money Challenge

Happy 1st Friday of 2017 everyone and welcome to the 2017 version of the She Makes Cents Money Challenge!  Need a quick overview of the She Makes Cents Money Challenge?… click hereIf you know me, you know I LOVE Fridays.  It’s the day I eat tacos and drink margaritas with a sugar rim, it kicks off the weekend, and it’s the day I make smart money moves on the She Makes Cents Bingo Money Challenge!bingo-money-challenge

The Benefits

They say you should do something today that your future self will thank you for and that is what this money challenge is for me and the #SMCmoneytribe.  As a part of the #SMCmoneytribe you will take this financial journey with the best accountability partners….other readers like you.  Last year I paid off my credit card completely and I am still carrying a zero balance (insert angels singing…seriously can you hear them?).  While I have used the money from this challenge to help pay down debt, other members of the tribe have used their savings to go on vacations, pay for professional certifications, holiday gifts for family, and to ramp up their emergency funds.  By accepting this challenge, you will gain more than the financial payout… you will gain a new sense of discipline, determination, and better money habits overall.

Should you get off track, you can always catch up or start over, we just ask that you don’t give up on this challenge, your goals, or yourself.  YOU can do it and you have an entire TRIBE of people cheering you on!

Double the Fundanielle-yb-vason-and-michael-vason

This year I have talked the Mr. into participating…sort of like a dollar for dollar matching.  For every number I cross off and save, he will match it.  If we decided to “double of fun” last year, we would have saved almost $4,000.00 together.  I’m doing this with the hubby because we have a shared travel goals and an invested goal to reduce my student loan debt.  The cool thing is that you don’t need a spouse to double your savings, you can do this with anyone who you know and trust who shares your goal.  Saving for a girl’s trip, why not combine efforts with your bestie(s)?

If you share your progress on social media (which I highly recommend), please make sure you use the hashtags #SMCmoneytribe so the tribe can cheer you on!

How to Join the Challenge

Want to join the #SMCmoneytribe to get access to a tribe of goal minded accountability partners who are invested in your success and your FREE bingo money guide?  Click here, fill in your info, and we will do the rest.  

smcmoneytribe

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{2016 Money Recap} She Makes Cents Money Challenge Success!!

Hello #SMCmoneytribe!  It’s the last Friday of the year and I am so happy to hear from you all who are completing the She Makes Cents  52 Week BINGO Money Challenge  today and tomorrow. I officially finished mine today!  In the past three years I have attempted to complete this challenge, I would accomplish a short term goal and just stop.  This year, however, I have made it all the way to the end thanks to my accountability partners in the #SMCmoneytribe, as well as, my will to stay focus on my goals of zero credit card debt (mission accomplished) and snowballing my student loans (current goal in progress).2016-52-week-money-challenge

She Makes Cents Money Challenge vs. the 52 Week Money Challenge

The She Makes Cents Money Challenge is a variation of the traditional 52 Week Money Challenge.  In the traditional version, participants save a specific dollar amount based on the corresponding week.  For example on week one you save $1.00 and on week 52 you save $52.00.  Doing it this way would have you shelling out the bigger bucks in the weeks leading up to the holidays.  No Bueno.  Also, doing the traditional version only leaves you with $1378.00, which is not bad for money that you would normally spend unintentionally, but it could be better.  With the She Makes Cents BINGO Money Challenge, you have the same time period, 52 weeks, but you empowered to decide how much you save on a weekly basis.  You control your own money and have the ability to cross of boxes that correspond to your current financial situation at any given time, which is how is should always be.  Plus with the bonus boxes you can save $1900.00+.

The Breakdown of Money

This past year,  I found myself keeping track of the weekly and monthly savings and comparing the amounts during my frequent progress reports.  I saved the most money in the month of January with $286.00  and the least amount of money during the month of September with $76.00.  Below is my breakdown of the monthly savings that reflect my grand total savings for 2016… an even $1900.00!!!!2016-money-challenge-yearly-report

Join the #SMCmoneytribe

Thank you to everyone who did this challenge this past year.  It was so much fun.  We all cultivated the habit of saving and you might have made a new friend in the process like I did, hi Alysa!  Want to join the #SMCmoneytribe to get  access to a tribe of goal minded accountability partners who are invested in your success and your FREE money guide?  Click here, fill in your info, and we will do the rest.  Mark your calender’s for the next round of the challenge starting January 7th!

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{2017 BINGO Money Challenge} The Easiest Way to Save Money In the New Year

It’s the season when people begin making new plans to start afresh in the New Year. We make goals/resolutions and we vow to take this great opportunity to reset and do better than the year before. Sound familiar? It’s important that we take time to reflect on this crazy year so we are that much more successful when we start over in 2017.   Were your financial goals attained? Did you fall off? Did your goals change? easietway-toavemoney

shemakescents  BINGO Money Challenge

This year some of my most basic financial goals included paying off my credit cards, snowballing my student loans, seeing the shemakescents BINGO Money Challenge to completion.  For those of you who are new to shemakescents.com, the BINGO Money Challenge is a remix of the popular 52 Week Money Challenge that went viral a few years ago.  The original challenge was to make a weekly deposit that reflects the number of weeks of the year. For example, on week one you deposit $1.00 and on week 52 you deposit $52.00 and so on.  However, doing it this way will have you shelling out the big bucks during the holidays when people’s money is the most limited.   I thought to myself…”Danielle, how can you find a way to honor the challenge in a way that will not hurt you financially?”  Then I came up with the idea to create a “bingo” style format.  The original version only has a max savings potential of $1378.00 whereas this version has an average of $1900.00+ .

This year, I have been pretty successful with this goal and my other financial goals from the stand point that I never gave up. There were a few bumps in the road but I pushed through and so many of you did too.  In pushing through, I was able to find more efficient ways to work towards my 2017 money goals.

Introducing the #SMCmoneytribe

In reflecting on the past year, I noticed that those of you who participated in the weekly check-ins for the shemakescents BINGO Money Challenge, via Twitter and the Facebook group (click the links to follow), had the highest success rates.  For 2017, all those who take part in the BINGO Money Challenge will become members of the #SMCmoneytribe giving you access to personalized check-ins, support of others with similar money goals, and a FREE printable of the 2017 version of the bingo money sheet.  Together we will reach our money goals and enjoy the company of other goal-oriented readers.  Past members have used their savings for travel, holiday gifts, pay down debt, save for a car down payment, and pay for professional certifications.  The sky is the limit with the savings because of the bonus boxes and if you really want to up the ante you can do so by doubling the value of each box.

Related Post: {Reader Success Story} A Shockingly Easy Way to Save Money for Fun2017-tribe-quote

If you would like the full benefits of joining our #SMCmoneytribe, please click here to download your money card sheet.  We would love to have you apart of our group.  Did I mention I have saved a little under $1,900.00 with two more weeks to go for the year??    If you have any questions, please feel free to email us at info@shemakescents.com .  

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