SMCmoneytribe – Page 2 – shemakescents

Money Challenge | January Savings Recap

Published on January 27, 2017February 28, 2017 by Danielle YB Vason1 Comment

Hello #SMCmoneytribe and welcome to the weekend! We are a month into the challenge with almost 50% more participants than the previous year. Great job everyonet ladies!!! That says to me, they there are people out there making smarter money moves in 2017. What made this year different for me was including the Mr. so we can double the money from this challenge. Full disclosure…. the Mr. decided it was easier for him to remember if he just set a fixed amount of $50.00 per week to the challenge. It makes it easier for him and I like it because even if I cross off a lower amount, I have the $50.00 to add to it.

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Show Me the Money!!!

Week one was all about learning how to win at the She Makes Cents BINGO Money Challenge. For week two, the focus was inspiring you to stay motivated toward your savings goals. It is easy to keep your eyes on the prize in the beginning of the year, also know as Resolutions Season, but getting through 52 weeks is only hard if you lose motivation. Week three, the country paused to witness the transition of presidential power and we did too. Before I knew it, we successfully completed month one of the money challenge. Below is the financial breakdown for the month of January. monthly-review-template

How to Join the Challenge

Want to join the #SMCmoneytribe to get access to a tribe of goal minded accountability partners who are invested in your success and your FREE bingo money guide? Click here, fill in your info, and we will do the rest.

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How To Win on the She Makes Cents Money Challenge

Published on January 6, 2017February 27, 2017 by Danielle YB Vason4 Comments

Happy 1^st Friday of 2017 everyone and welcome to the 2017 version of the She Makes Cents Money Challenge! Need a quick overview of the She Makes Cents Money Challenge?… click here. If you know me, you know I LOVE Fridays. It’s the day I eat tacos and drink margaritas with a sugar rim, it kicks off the weekend, and it’s the day I make smart money moves on the She Makes Cents Bingo Money Challenge! bingo-money-challenge

The Benefits

They say you should do something today that your future self will thank you for and that is what this money challenge is for me and the #SMCmoneytribe. As a part of the #SMCmoneytribe you will take this financial journey with the best accountability partners….other readers like you. Last year I paid off my credit card completely and I am still carrying a zero balance (insert angels singing…seriously can you hear them?). While I have used the money from this challenge to help pay down debt, other members of the tribe have used their savings to go on vacations, pay for professional certifications, holiday gifts for family, and to ramp up their emergency funds. By accepting this challenge, you will gain more than the financial payout… you will gain a new sense of discipline, determination, and better money habits overall.

Should you get off track, you can always catch up or start over, we just ask that you don’t give up on this challenge, your goals, or yourself. YOU can do it and you have an entire TRIBE of people cheering you on!

Double the Fun

This year I have talked the Mr. into participating…sort of like a dollar for dollar matching. For every number I cross off and save, he will match it. If we decided to “double of fun” last year, we would have saved almost $4,000.00 together. I’m doing this with the hubby because we have a shared travel goals and an invested goal to reduce my student loan debt. The cool thing is that you don’t need a spouse to double your savings, you can do this with anyone who you know and trust who shares your goal. Saving for a girl’s trip, why not combine efforts with your bestie(s)?

If you share your progress on social media (which I highly recommend), please make sure you use the hashtags #SMCmoneytribe so the tribe can cheer you on!

How to Join the Challenge

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shemakescents{at}gmail {dot}com | Instagram @shemakescents

{2016 Money Recap} She Makes Cents Money Challenge Success!!

Published on December 30, 2016May 23, 2017 by Danielle YB VasonLeave a comment

Hello #SMCmoneytribe! It’s the last Friday of the year and I am so happy to hear from you all who are completing the She Makes Cents 52 Week BINGO Money Challenge today and tomorrow. I officially finished mine today! In the past three years I have attempted to complete this challenge, I would accomplish a short term goal and just stop. This year, however, I have made it all the way to the end thanks to my accountability partners in the #SMCmoneytribe, as well as, my will to stay focus on my goals of zero credit card debt (mission accomplished) and snowballing my student loans (current goal in progress). 2016-52-week-money-challenge

She Makes Cents Money Challenge vs. the 52 Week Money Challenge

The She Makes Cents Money Challenge is a variation of the traditional 52 Week Money Challenge. In the traditional version, participants save a specific dollar amount based on the corresponding week. For example on week one you save $1.00 and on week 52 you save $52.00. Doing it this way would have you shelling out the bigger bucks in the weeks leading up to the holidays. No Bueno. Also, doing the traditional version only leaves you with $1378.00, which is not bad for money that you would normally spend unintentionally, but it could be better. With the She Makes Cents BINGO Money Challenge, you have the same time period, 52 weeks, but you empowered to decide how much you save on a weekly basis. You control your own money and have the ability to cross of boxes that correspond to your current financial situation at any given time, which is how is should always be. Plus with the bonus boxes you can save $1900.00+.

The Breakdown of Money

This past year, I found myself keeping track of the weekly and monthly savings and comparing the amounts during my frequent progress reports. I saved the most money in the month of January with $286.00 and the least amount of money during the month of September with $76.00. Below is my breakdown of the monthly savings that reflect my grand total savings for 2016… an even $1900.00!!!! 2016-money-challenge-yearly-report

Join the #SMCmoneytribe

Thank you to everyone who did this challenge this past year. It was so much fun. We all cultivated the habit of saving and you might have made a new friend in the process like I did, hi Alysa! Want to join the #SMCmoneytribe to get access to a tribe of goal minded accountability partners who are invested in your success and your FREE money guide? Click here, fill in your info, and we will do the rest. Mark your calender’s for the next round of the challenge starting January 7th!

shemakescents{at}gmail {dot}com | Instagram @shemakescents

{BINGO Money Challenge} The Easiest Way to Save Money In the New Year

Published on December 17, 2016January 3, 2018 by Danielle YB Vason6 Comments

UPDATE: Click here for the 2018 version of the 52 Week BINGO Money Challenge from She Makes Cents

It’s the season when people begin making new plans to start afresh in the New Year. We make goals/resolutions and we vow to take this great opportunity to reset and do better than the year before. Sound familiar? It’s important that we take time to reflect on this crazy year so we are that much more successful when we start over in 2017. Were your financial goals attained? Did you fall off? Did your goals change? easietway-toavemoney

shemakescents BINGO Money Challenge

This year some of my most basic financial goals included paying off my credit cards, snowballing my student loans, seeing the shemakescents BINGO Money Challenge to completion. For those of you who are new to shemakescents.com, the BINGO Money Challenge is a remix of the popular 52 Week Money Challenge that went viral a few years ago. The original challenge was to make a weekly deposit that reflects the number of weeks of the year. For example, on week one you deposit $1.00 and on week 52 you deposit $52.00 and so on. However, doing it this way will have you shelling out the big bucks during the holidays when people’s money is the most limited. I thought to myself…”Danielle, how can you find a way to honor the challenge in a way that will not hurt you financially?” Then I came up with the idea to create a “bingo” style format. The original version only has a max savings potential of $1378.00 whereas this version has an average of $1900.00+ .

This year, I have been pretty successful with this goal and my other financial goals from the standpoint that I never gave up. There were a few bumps in the road but I pushed through and so many of you did too. In pushing through, I was able to find more efficient ways to work towards my 2017 money goals.

Introducing the #SMCmoneytribe

In reflecting on the past year, I noticed that those of you who participated in the weekly check-ins for the shemakescents BINGO Money Challenge, via Twitter and the Facebook group (click the links to follow), had the highest success rates. For 2017, all those who take part in the BINGO Money Challenge will become members of the #SMCmoneytribe giving you access to personalized check-ins, support of others with similar money goals, and a FREE printable of the 2017 version of the bingo money sheet. Together we will reach our money goals and enjoy the company of other goal-oriented readers. Past members have used their savings for travel, holiday gifts, pay down debt, save for a car down payment, and pay for professional certifications. The sky is the limit with the savings because of the bonus boxes and if you really want to up the ante you can do so by doubling the value of each box.

If you would like the full benefits of joining our #SMCmoneytribe, please click here to download your money card sheet. We would love to have you apart of our group. Did I mention I have saved a little under $1,900.00 with two more weeks to go for the year?? If you have any questions, please feel free to email us at info@shemakescents.com .

shemakescents{at}gmail {dot}com | Instagram @shemakescents