personal finance bloggles

Someone recently asked me “what was the point of doing a money challenge, it’s not like you are saving a substantial amount?” My reply was simple, “every little bit helps me get one step closer to my goals”. I am very serious about having a zero balance on my credit card by August 1, 2014 and using funds saved from this challenge helps me pay off my balance faster. Today, I crossed number 17 off my bingo style money challenge sheet which gives me a grand total of $319.00 additional dollars added to help pay off the balance on my cards. A while ago, I decided that instead of payment the minimum + the 52 Week Challenge weekly payment I would decide on a set payment to make every two weeks and add the money from the challenge on top of that. This has allowed me to chop off interest payments as well.

How Are You Doing On the Challenge?

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Email SMC: shemakescents@gmail.com

This morning has proved to be on of those rare occasions where I am awake before the doggies and the Mr. I thought to myself, this would be the perfect time to blog! I was preparing for a cool {Beauty Cents} post, when I realized I completely forgot about my 52 Week Money Challenge on yesterday. This week I am planning on crossing off number 27 (which I will do right after I post this) which puts me at a total of $269.00 of extra money. If you are doing the challenge, comment below on your progress. If you have yet to start, I encourage you to do so. This doesn’t have to be just a New Year’s challenge, but rather a yearly challenge. Your year starts when you start, so today is as good of day as any!