Someone recently asked me “what was the point of doing a money challenge, it’s not like you are saving a substantial amount?”  My reply was simple, “every little bit helps me get one step closer to my goals”.  I am very serious about having a zero balance on my credit card by August 1, 2014 and using funds saved from this challenge helps me pay off my balance faster.  Today, I crossed number 17 off my bingo style money challenge sheet which gives me a grand total of $319.00 additional dollars added to help pay off the balance on my cards.  A while ago, I decided that instead of payment the minimum + the 52 Week Challenge weekly payment I would decide on a set payment to make every two weeks and add the money from the challenge on top of that.  This has allowed me to chop off interest payments as well. 

How Are You Doing On the Challenge?

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Email SMC: shemakescents@gmail.com