Ibotta Review | How To Make Money with Cash Back Apps

Ibotta Secrets | Get Cash Back Every Time Your Shop | Money Saving Hacks

I am always researching ways to save more money and I kept coming across this app called Ibotta. I would see it most on blogs where bloggers shared their income reports and I noticed that they were getting more money from cash back apps than they were with some of the sources of income associated with their respective blogs. I thought it was interesting, but I put it on the back burner… something to check out for another day. Well, that day came last month when I was researching ways to save more money on the category that I spend the most frequently- groceries. So what did I do? I decided to give it a try for a month and share my review with you. So sit back, grab your cell phone because you are going to need it and get ready to save.

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So What is Ibotta Anyway?

Ibotta is a free app that you can download on apple and android that pays you for everyday purchases. It collects rebates from grocers, retailers, and experience brands like Uber, Groupon, and Amazon and pays you according to the rebate terms. It’s all in one place so no need to spend time searching around for coupons and discount codes. Since downloading the app, I have a balance of $22.87 that can be redeemed via Paypal, Venmo, and gift cards. The first $10.00 came from the welcome bonus for signing up (get your $10.00 welcome link here). I was so excited about how easy it was that I even got hubby on board to try it out.

How Does Ibotta Work?

Before I go shopping, I check out the app and add rebates on the brands and items that usually make it onto my shopping list. I shop as I normally would and then scan my receipt(s) to redeem the cash, which usually shows up on my account after about 48 hours. After about 2 weeks of doing it this way, I found it easier to scan my items as I shop instead of after I have made my purchases.   PRO TIP: Do not buy things that are not on your list just to get the cash back. You will not save or make money by doing it.

How Do You Join Ibotta?

 1. Create an Ibotta account using this referral code.  This will allow us to be teammates so we can earn bonus cash together.
2. Log in on a unique mobile device that has not been associated with another Ibotta account.
3. Redeem your first rebate. (Any Brand and Any Item rebates do not qualify for the referral bonus.)

Things You Should Know About The Cash Back App

  1. To redeem the $10.00 welcome, you must download the app and use my promo code tahbinu. Once you claim your first rebate (any brand and any receipt offers excluded) you will get $10.00 added to your account.
  2. You can start redeeming your money after you have $20.00 on your account (which is super easy to do).
  3. The highest paying opportunities that I have seen come from beer, wine, and liquor sales. Think $3.00 – $5.00 per bottle. So, if you need to stock your bar, this is a good time to get paid to do so.
  4. You can use Ibotta along with your store rewards cards.
  5. Teams are utilized to complete teamwork bonuses, of which there is a new teamwork program each month.  By working as a team, we can all earn more cash back together!!

Long gone are the days where you sit around and cut coupons to save money. Now are the days for cash back apps, digital coupons, and automatic promo codes that make the things we buy every day, more affordable. If you are not saving a little money on your everyday purchases, you are missing out. Last month, I was trying to think of ways to save some extra money in on groceries. This month, I have created a new habit of redeeming money by scanning my receipts. I’m not really the coupon cutting type but when technology makes things so darn easy, I’d be crazy not to use money saving apps like Ibotta.  She Makes Cents | Get a $10.00 Welcome Sign Up for the Ibotta Cash Back App


{Eat on the Cheap} Healthy Eating on a Budget

I got this question in from a reader who connected with me through my about.me!

Hello there! I am curious, I am wanting to start using the envelope method but I’m wondering how to go about spending the amount given for me in the grocery amount when on a diet. Diets are super hard to stick to especially when you are on low budget. Any advice?

MyKudos to you for making two great decisions eating clean and trying not to go into debt doing so. The envelope system, by Dave Ramsey, is such a wonder tool that has helped me reshape how I think about money. Truthfully, it may take a few visits to the grocery store for you to figure out exactly how much goes into your grocery envelope. My latest goal that I have implemented into my own life is to set realistic goals. Once you figure out how much is realistic to spend for your budget, lifestyle, and family size, then you are really to maintain a consistent amount every check.

My second recommendation would be to plan your meals on a weekly basis and make a grocery list based on the meals you plan to cook. There are a number of sources that provide recipes to help you eat cleaner by planning your meals in advanced. Choose My Plate is a government website that helps you plan motivational menus on a 2000 calorie diet, provides tips to help you save, and suggests foods that are great for your diet. Here is an example of a sample menu for the week. Another great source is Pinterest, which is filled with thousands of recipes from people across the web who share similar tastes and goals as you. Now that you have an idea of what you want to prepare for the week, then it is time to make the all important grocery list. I really like this grocery list from MomAgendga and I recommend never stepping into a grocery store without a completed list.

Other tips to consider:

  • Never shop on an empty stomach…it often causes people to over shop and over spend.
  • Wear your most fabulous heels to the grocery store: Look good, feel good, right? Well, yes… but wearing your most fabulous heels (which often ends up being the ones that hurt the most) will force you to stay on track so you can get exactly what you need and get out of there so you can get home to more comfy shoes or…no shoes at all. It may sound crazy, but I keep my heels on after work ONLY on days when I have to run errands where I may be tempted to spend!
  • Get a shopping/accountability buddy: My good friend, Kema and I used to make our grocery lists and go shopping together. It made the experience fun, we used that time to catch up, and we helped each other stay on target and budget.

For other tips, check out these 10 tips from Choose My Plate on Eating on a Better Budget

What is your favorite budget shopping tip?

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