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Tag: oscar wilde quotes

{Wise Words} Price vs. Value

Published on December 14, 2012December 21, 2012 by Danielle YB Vason1 Comment

wise words

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Image•Categories Wise Words•Tags oscar wilde quotes, She Makes Cents, Wise Words

Hello, Lovelies! I’m Danielle, an Atlanta blogger & the She of She Makes Cents. She Makes Cents is a personal finance & lifestyle blog for women that transforms & inspires ways to use your “cents” to live a fab life. Join me and the #SMCmoneytribe on the journey to accomplish financial goals, crush career barriers, and live a fabulous lifestyle all while working toward financial freedom.

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I could come up with a catchy caption, but this quote from #DrMartinLutherKing is enough. #mlkquotes

In the words of the great Ricki Bobby, 𝑰𝒇 𝒚𝒐𝒖 𝒂𝒊𝒏'𝒕 𝒇𝒊𝒓𝒔𝒕, 𝒚𝒐𝒖'𝒓𝒆 𝒍𝒂𝒔𝒕✌🏽. So proud to be a member of the 𝐅𝐈𝐑𝐒𝐓 Black Sorority with a 112 year track record of service to all mankind. Happy Founders' Day to the pretty girls of Alpha Kappa Alpha Sorority, Inc.⠀⠀⠀⠀⠀⠀⠀⠀⠀ xo,⠀⠀⠀⠀⠀⠀⠀⠀⠀ The UnbreAKAble Pearl ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ cc: @definemegreek⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #alphakappaalpha #J15 #aka1908 #trendsetter

𝐀𝐟𝐟𝐢𝐫𝐦𝐚𝐭𝐢𝐨𝐧𝐬 + 𝐀𝐜𝐭𝐢𝐨𝐧 = 𝐀𝐛𝐮𝐧𝐝𝐚𝐧𝐜𝐞 ⠀⠀⠀⠀⠀⠀⠀⠀⠀ An affirmation is a practice in positive thinking that manifests good things into our lives. If you can picture yourself succeeding, you are already accepting the image of success for yourself. According to the book, Creative Visualization, “If we are basically positive in attitude, expecting, and envisioning pleasure, satisfaction, and happiness, we will attract and create people, situations, and events which conform to our positive expectations”. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ For the next hour, try to be more aware of the thoughts you have and the things you say with regard to your money, career, and even lifestyle. If you are not positively lifting yourself up in these areas of your life, how can you expect positive energy to flow in these areas of your life? As negative thoughts creep into your mind, replace it with something positive. Once you have started to neutralize your feelings towards money, next you can start saying your #moneyaffirmations to attract wealth and abundance into your life and then let your actions reflect your goals. ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ TAG YOUR SQUAD BELOW✌🏽⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ #shemakescents #moneygoals #positivethoughts #lawofattraction #buildingwealth #SMCmoneytribe #thesecret #abundance #moneytips #motivation #financialadvice #financialplanning

𝐎𝐔𝐑 𝐅𝐈𝐑𝐒𝐓 𝐌𝐎𝐍𝐄𝐘 𝐅𝐀𝐈𝐋 𝐎𝐅 𝟐𝟎𝟐𝟎!!!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ You guys...I can't believe that this little lady is 3 months old. 𝘖𝘩, 𝘩𝘰𝘸 𝘐 𝘸𝘪𝘴𝘩 𝘵𝘩𝘢𝘵 𝘵𝘪𝘮𝘦 𝘸𝘰𝘶𝘭𝘥 𝘴𝘭𝘰𝘸 𝘥𝘰𝘸𝘯. So far, she has learned to hold her own bottle, sleep through the night, and has stolen our hearts.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In 3 months, we have mastered overnight diaper changes, morning snuggles, and baby swaddles while being sleep deprived yet grateful. What we completely bombed was our plan to pay for our week-long hospital stay when she was born.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We received a series of bills in November that totaled over $40,000.00, not including insurance. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 𝘔𝘺 𝘫𝘢𝘸 𝘩𝘪𝘵 𝘵𝘩𝘦 𝘧𝘭𝘰𝘰𝘳 𝘸𝘩𝘦𝘯 𝘐 𝘳𝘦𝘢𝘥 𝘵𝘩𝘢𝘵 𝘯𝘶𝘮𝘣𝘦𝘳, especially because we had to wait to see the final bill after insurance. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ After another few weeks, we received a final bill with over 90% of it covered from insurance. THANK YOU, GOD! With very little left on our FSA card, we decided to schedule a payment after the new year so that we can use our new FSA cards with replenished funds. 𝐁𝐈𝐆 𝐌𝐈𝐒𝐓𝐀𝐊𝐄!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ While this is probably a DUH MOMENT for most of you reading this, I had not considered that we wouldn't be allowed to pay for a 2019 medical expense on a 2020 FSA card. [le sigh] Thank goodness that we had a #sinkingfund for something else that we could borrow from. I would much rather borrow from myself than credit. That being said, the money saved from the #SMCmoneychallenge will now be used to replenish my sinking fund. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ #shemakescents #financialplanning #financialpeace #finacialgoals #savingschallenge #FSA#personalfinanceforwomen #personalfinanceblog #finlit #talkaboutmoney #budgeting #cashenvelopes #SMCmoneytribe #shemakescents #debtfreejourney #paidinfull #personalfinanceforwomen #moneyblogger #savemoney #budgetingtips #sinkingfunds #financialpeace #babystep2 #BS2 #moneysavingchallenge #debtfree #SheMakesALittleCents

𝗪𝐄𝐄𝐊 𝟐 | 𝟐𝟎𝟐𝟎 #𝐒𝐌𝐂𝐦𝐨𝐧𝐞𝐲𝐜𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Hey #SMCmoneytribe! Want to be successful with your money goals? Set a daily, weekly, and monthly reminder for the following:⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Set a reminder to check your bank account(s) DAILY!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Set a WEEKLY reminder for this money challenge and check-in. My phone pings every Thursday at 2 pm and that is when I choose what number to save and add it to my sinking fund.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Set a reminder to check in with yourself (if single) or your significant other for a MONTHLY budget meeting. This is the time to make the necessary adjustments for the month ahead.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ #shemakescents #debtfreeissexy #debtfreecommunity #adulting #debtfreejourney #financeblogger #personalfinanceblog #moneyblogger #finlit #personalfinanceformillennials #personalfinanceforwomen #bettermoneyhabits #goalsetting #moneychallenge

ARE $2 BILLS WORTH MORE? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ As a general rule of thumb, if a $2 bill has a RED Treasury seal and serial numbers, it’s at least a somewhat-valuable collectible. If the bill has a GREEN Treasury seal and serial numbers, then it’s probably not worth more than face value. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Either way, I think they are good luck and collect them whenever I come across them. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 𝐃𝐨 𝐲𝐨𝐮 𝐜𝐨𝐥𝐥𝐞𝐜𝐭 $𝟐 𝐛𝐢𝐥𝐥𝐬? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ #debtfreejourney #debtfree #cashenvelopes #debtfreecommunity #budget #budgetplanner #budgeting #money #blackgirlmagic #debtfreeliving #personalfinance #planner #excel #debtfreecommunity #budgeting #success #debtfreegoals #sinkingfunds

WEEK 1 | GRAB YOUR FREE COPY OF THE 2020 #SMCmoneychallenge MONEY GUIDES⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ The SMC Money Challenge is back to help you crush your money goals in this new DECADE! Beginning on January 2, 2020, weekly check-ins will take place Thursday through Sunday on Instagram. To check-in, all you have to do is post your 2020 SMC Money Card on to your InstaStory, cross off your savings amount, and tag @shemakescents to share your progress. The conversation will also continue in the private SMC Money Challenge Facebook group where tribe members invest in their goals by engaging in money chats and mini-challenges with the best accountability partners out there…other women with money-saving goals. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Often women are left to fend for themselves with regards to money matters. This is why a community for women to discuss #personalfinance without shame or embarrassment is important.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Join the #SMCmoneytribe today and do something your future self will thank you for!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #shemakescents #debtfreejourney #paidinfull #personalfinanceforwomen #moneyblogger #savemoney #budgetingtips #sinkingfunds #financialpeace #babystep2 #BS2 #moneysavingchallenge #52WeekMoneyChallenge #debtfree #Atlanta #AtlantaBlogger #moneytalks #bettermoneyhabits #mindsetshft #moneyaffirmations #financialfreedom #savemoney #moneygoals #FIREmethod

CONFESSION TIME: WE PAID OFF $11,040.05 OF DEBT BUT WE SHOULD HAVE DONE MORE ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I started 2019 laser-focused on saving money and paying down our last debt of @DaveRamsey's #babystep2 when BOOM...we found out we were pregnant. Without even realizing it, I would miss a check-in for the #SMCmoneychallenge or forget what #sinkingfund I was saving for (pregnancy brain is definitely a real thing). ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I gave ALL OF MY FOCUS to staying healthy and preparing for our baby girl and very little time invested, when compared to previous years, to winning at my #moneygoals. I indulged some of my #spendingtriggers and found new ones (hello, cute baby stuff👼🏽). ⠀⠀⠀⠀⠀⠀⠀⠀⠀ With that said, we still were able to pay off over $11,000 of debt due to the #bettermoneyhabits that have been ingrained into our lifestyle and required no additional brain cells to be successful. HEY, I'M NOT PERFECT AND SETBACKS HAPPEN. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ One of the best things about a setback is the lessons you learn from them. In 2020, I will complete the SMC Money Challenge because I can only imagine how much more we would have been able to pay off had I completed the challenge. All of my money goals will be specific, measurable, achievable, realistic, and timely (also known as S.M.A.R.T. goals). I will be proud of my progress when I am here one year from now reflecting on 2020. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ If you would like to join me and the #SMCmoneytribe as we invest in our money and lifestyle goals this year, click the link in my bio to grab your copy of my FREE money guide. I'll catch you in the new year crushing goals✌🏽 ♡ ♡ ♡ ♡ #shemakescents #debtfreejourney #paidinfull #personalfinanceforwomen #moneyblogger #savemoney #budgetingtips #sinkingfunds #financialpeace #babystep2 #BS2 #moneysavingchallenge #52WeekMoneyChallenge #debtfree #Atlanta #AtlantaBlogger #moneytalks #mindsetshft #moneyaffirmations #financialfreedom

A good rule of thumb to consider when constructing your holiday budget is that your spending limit should be no more than 1.5 percent of your annual income. That means if you make $50,000.00 per year, your holiday spending should not exceed $750.00. ♡ ♡ ♡ ♡ Read More Tips for Last Minute Tips: Link in Bio #financialplanning #financialpeace #finacialgoals #savingschallenge #personalfinanceforwomen #personalfinanceblog #finlit #talkaboutmoney #budgeting #cashenvelopes #debtisdumb #Livelikenoonelse #SMCmoneytribe #SMCmoneychallenge #shemakescents #debtfreejourney #paidinfull #personalfinanceforwomen #moneyblogger #savemoney #budgetingtips #sinkingfunds #financialpeace #babystep2 #BS2 #moneysavingchallenge #debtfree #Atlanta #AtlantaBlogger #moneytalks #bettermoneyhabits #financialfreedom

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