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Tag: money questions

{Money & Relationships} 20 Hard Money Questions For Couples

Published on September 12, 2016September 12, 2016 by Danielle YB Vason1 Comment

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Categories Fix Your Finances, Lifestyle, Money & Relationships•Tags @shemakescents, debt management, Money & Relationships, money questions, money questions for couples, money talks

Hello, Lovelies! I’m Danielle, an Atlanta blogger & the She of She Makes Cents. She Makes Cents is a personal finance & lifestyle blog for women that transforms & inspires ways to use your “cents” to live a fab life. Join me and the #SMCmoneytribe on the journey to accomplish financial goals, crush career barriers, and live a fabulous lifestyle all while working toward financial freedom.

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Funny how we spent so much time in our youth trying to be grown...only to now wish we could go back to simpler times. ✌🏽⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ #shemakescents #debtfreeissexy #debtfreecommunity #adulting #debtfreejourney #financeblogger #personalfinanceblog #moneyblogger #finlit #personalfinanceformillennials #personalfinanceforwomen

These curls are brought to you by @garnierusa #CurlTreats and @influenster. Thanks for the #complimentary hair smoothie for my winter wavy curls. ♡ ♡ ♡ ♡ #naturalhair #realhair #contest #healthyhair #teamnatural #BlackGirlMagic #blackhair #longhairdontcare

MY CAR IS 95% PAID OFF!!!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I have owned 4 cars (including my current car) in my life and my current car is THE FIRST time I ever had a car note. Every other car was paid for in cash, a habit I picked up from my Dad. Back in the summer of 2017, I was fully prepared to ride my then little white BWM for at least another 5 years. Then...BOOM, I needed car repairs... and to be honest, those repairs were worth more than the car itself. Not only did I not have a new car #sinkingfund in place, but I also didn't have a car repair sinking fund. Soooo, my best option (for the time, my personal preference, and lifestyle) was to get a "new to me" car at a 5-year term.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ***Disclosure For you #personalfinance buffs: I believe in investing in my financial goals but I also believe in investing in my lifestyle. I don't have a #gazelleintensity of a purist @daveramsey follower, but more like that of a cute baby goat (because I have a thing for baby goats). I'm serious about my money goals but I still spend and enjoy the things and experiences that sometimes cost $$$. Please, no spend shaming here like I've seen on other pages...now back to this post***⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ With 5% left on the balance, I can confidently say I WILL HIT MY CURRENT MONEY GOAL to have my car #paidinfull by the end of February. I will be sending an extra $150.00 payment + whatever number I cross off from the #SMCmoneychallenge this Friday. #shemakescents⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ #financialplanning #financialpeace #finacialgoals #savingschallenge #personalfinanceforwomen #personalfinanceblog #finlit #talkaboutmoney #budgeting #cashenvelopes #debtisdumb #Livelikenoonelse #debtfreeissexy #debtfreecommunity #debtfreejourney #personalfinanceblog #personalfinanceformillennials #Atlantalblogger #bettermoneyhabits

BLOCK ANYTHING THAT GETS IN THE WAY OF YOUR GOALS⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Hello Lovelies and welcome to Super Bowl week. This folk, is a big deal for everyone from my hometown of #Atlanta especially since the Saints are out. Since it is Super Bowl week, I will break down today’s money inspiration for you in sports terms. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I want to inspire you to check your #financialplan. Is it current? Does it reflect your current financial status and goals (gosh, the last time I posted mine was in 2013)? If you’ve never created a financial plan that’s okay too because today is a great time to do so.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Your financial plan is like your game playbook. Your money is the football and it is your job to block anything that gets in your way of getting to you getting to your goal. To do so, you have to reference your financial playbook from time to time. There will be setbacks (see How to Comeback from a Setback #ontheblog), people who will attempt to block your progress, and there will be times you may have to go out of bounds. Trust me, you can win at this debt game! Let’s turn your Xs and Os to dollar signs.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #SMCmoneytribe #SMCmoneychallenge #shemakescents #debtfreejourney #paidinfull #personalfinanceforwomen #moneyblogger #savemoney #budgetingtips #financialplan #financialpeace #debtfree #Atlanta #AtlantaBlogger #moneytalks #bettermoneyhabits #mindsetshft #moneyaffirmations

RESTAURANT FREEBIES FOR GOVERNMENT EMPLOYEES The longest government shutdown in United States history began on December 22 and now leaves 800,000 government employees without pay or without assurance as to when they will return to work. Restaurants, coffee shops, and breweries around Atlanta are offering food, drink, and meal deals to all furloughed government workers with valid IDs to help alleviate some of that financial strain. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ATL #SMCmoneytribe, I have linked the list from @eater in my bio. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ If you know of a restaurant or service provider (#Atlanta and beyond) that has special deals for our government employees directly affected by the shutdown, please tag the restaurant and share the love below. ♡ ♡ ♡ ♡ #governmentshutdown #tsa #restaurantdeals #freelunch #Atlanta

#MotivationalMonday | FAITH > FEAR⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I love this quote from #DrMartinLutherKingJr because it reminds me of a time when I was working for a company and praying to God to send me a sign when it is time for me to move on. Then I worried that I missed the sign and updated my prayer asking God to send a sign that is so clear and basic so when it appears, I will recognize it. One day, in the middle of lunch with my girls, I knew it was time.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Around that same period, I received a well-earned raise (out of the blue) and for a minute I was lured to stay somewhere where I became comfortable rather than to move up and out of my comfort zone.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I shared with one of my sorority sisters that I wasn't going anywhere until I knew what was next. I was scared that I wouldn't be able to have #financialindependence in my marriage and my general anxiety of the unknown was ALL THE WAY TURNED UP! She so bluntly reminded me, that I was speaking from a place of fear rather than faith.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Not too long after that conversation, I resigned, found a tenant for our rental property (hello income stream), and eventually started my own branding and website design company, @bovasongroup.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I took a leap and ever since, I recognize the opportunity to invest in my financial, career, and lifestyle goals like never before. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ #shemakescents #MLKquotes #ihaveadream #MartinLutherKing #AtlantaBlogger #keepingitreal #faithoverfear #godsplan #inspiringquote #wonthedoit #debtfreejourney #bettermoneyhabits

Hey #Venmo & #CashApp Users...this one is for you... A study by the Global Financial Literacy Excellence Center at the George Washington School of Business showed that users of mobile payment apps, though they tend to control more assets, also tend to be less #financiallyliterate and more impulsive than counterparts using traditional banking interfaces.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ “A study of mobile-payment using millennials (ages 18-34) in the US found they were less likely to be financially literate than others of the same age who didn’t pay for things with their phones. They were also more likely to make other bad financial decisions, like overdrawing checking accounts, racking up credit card fees, borrowing from payday lenders, or dipping into their retirement accounts early.”⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Mobile cash app users also make slightly more overdraws (25% versus 20%).⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Researchers speculate that the ephemeral nature of telephone banking makes it easier to lose track.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡⠀⠀⠀⠀⠀⠀⠀⠀⠀ #bettermoneyhabits #financialplanning #financialpeace #finacialgoals #savingschallenge #millenialmoney #debtfreejouney #personalfinanceforwomen #personalfinanceblog #finlit

"Behind every successful woman, is a tribe of other successful women who have her back". ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In 2019, I aim to put more of my focus into having a gracious spirit. One thing I have always been thankful for is my several different tribes of women who have my back. When you attend a women's college (s/o to @SpelmanCollege), are in the 1st black sorority (s/o to Alpha Kappa Alpha Sorority, Inc.), and dance on a college dance team, you tend to pick up more than a few supportive relationships with other goal-setting women. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I wanted to take a moment out of my day to shoutout to a few of my women tribes... my Rahs, my Spelman sisters, my Sorors, my sissy, my new Brunch Bunch, my handful of friends that I have had for 20+ years, and of course, the #SMCmoneytribe. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I am grateful for you all and I hope that I match the level of love and support that you pour into me. #InvestinRelationships xo, @danielleybvason ____________________________________ Let's invest in our relationships, tag members of our tribe to let them know how grateful you are for their presence in your life. ____________________________________ ♡ ♡ ♡ ♡ #shemakescents #girlpower #queening #successfulwomen #empoweredwomenempowerwomen #findyourtribe #girlboss #girlgang #instagratitude #lifestylegoals #TheBoldType

Thou Shalt Have Here Own Money #The11thCommandment ♡ ♡ ♡ ♡ #shemakescents #SMCmoneytribe #SMCmoneychallenge #bettermoneyhabits #personalfinanceforwomen #debtfreejourney

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