Skip to content

START HERE
- About Danielle
- SMC MONEY CHALLENGE
MONEY
CAREER
- Career Advice
- Women In Business
LIFESTYLE
CONTACT

Tag: money questions

{Money & Relationships} 20 Hard Money Questions For Couples

Published on September 12, 2016September 12, 2016 by Danielle YB Vason1 Comment

Sharing is Caring:

Tweet
Email
Print

Like this:

Like Loading...

Categories Fix Your Finances, Lifestyle, Money & Relationships•Tags @shemakescents, debt management, Money & Relationships, money questions, money questions for couples, money talks

Hello, Lovelies! I’m Danielle, an Atlanta blogger & the She of She Makes Cents. She Makes Cents is a personal finance & lifestyle blog for women that transforms & inspires ways to use your “cents” to live a fab life. Join me and the #SMCmoneytribe on the journey to accomplish financial goals, crush career barriers, and live a fabulous lifestyle all while working toward financial freedom.

Search!

Search for:

Subscribe!

Hello There! Enter your email address to subscribe to this blog and receive notifications of new posts by email. Welcome to the SMCmoneytribe!

Join 5,440 other followers

DV’s Debt Free Journey

HER CAR- PAID IN FULL

$13,999
$0

STUDENT LOANS- PAID IN FULL

$24,480
$0

get a progress bar at dollartimes.com

Looking for Something Specific?

Looking for Something Specific?

Archives

Archives

Follow Blog via Email

Enter your email address to follow this blog and receive notifications of new posts by email.

Join 5,440 other followers

As Seen In

Behind the Scenes with She Makes Cents

𝐀𝐑𝐄 𝐘𝐎𝐔 𝐀𝐓 𝐓𝐇𝐄 𝐇𝐀𝐋𝐅𝐖𝐀𝐘 𝐏𝐎𝐈𝐍𝐓 𝐎𝐅 𝐘𝐎𝐔𝐑 𝟐𝟎𝟐𝟎 𝐆𝐎𝐀𝐋𝐒? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ It’s hard to believe it, but now that June has arrived, we’re about halfway through 2020. In the past few weeks, the #SMCmoneytribe has been tasked with deep diving into our BIG money and lifestyle goals that we set at the beginning of the year. Reflecting on these earlier goals was an important step to preparing our work to be successful in the final six months of this year. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ By this point in the year, you should’ve made major strides toward your goals. Take a look at where you started and where you are today. Ideally, you’re around the halfway point, or even further. If this is the case, keep up the great work, but if not, don’t give up. Simply readjust your game plan, so you can catch up and finish the year in the place you envisioned. #SheMakesCents ♡ ♡ ♡ ♡

Stay close to people who feel like sunshine. Feeling so refreshed after talking to my bestie, @leslarue. ♡ ♡ ♡ ♡ #shemakescents #blackgirlmagic #MyRah #Rahs #SpelmanSister #bestfran

WEEK 21 | #SMCMoneyChallenge Hello #SMCmoneytribe, and welcome to your week 21 check-in. This week I want to chat about the things we had to unlearn with regards to money. Some things we learn about money are influenced by our upbringing. Other things we pick up on our own. Years ago,I had to unlearn how to spend income tax refunds. Growing up, I learned that tax refunds meant mini shopping sprees. Now I/we use them to add to our sinking funds that support our money and lifestyle goals. ♡ ♡ ♡ ♡ Talk to me in the comments below👇🏾, what money ideas or practices no longer serve you with regards to your money and lifestyle goals? What have you had unlearn?

Laying on a blanket in my yard pretending to be on a beach in the Mediterranean. What are you doing? ♡ ♡ ♡ ♡ ♡ #budgetforfun #debtisdumb #daveramseybabysteps #budgetlife #cashenvelopesystem #debtfree2020 #personalfinances #budgetplanning #babystep2 #shemakescents #debtfreeliving #Atlantablogger #atlantainfluencer #DanielleYBVason #personalfinanceforwomen #personalfinanceblogger #blackgirlmagic #realhair #cashenvelopes #blackgirlswhoblog #personalfinanceblogger

WEEK 17 | #SMCmoneychallenge This week, I challenge you to READ THE FINE PRINT. I know many, if not all of us, have been financially impacted in some way by the Covid-19 pandemic. Make sure that you are reading the fine print of these grants, loans, loan deferments, and other financial "assistance" that you may be signing up for. There is some tricky language hidden in plain sight that will catch people off guard, particularly regarding WHEN you have to pay the loan back and HOW MUCH is due at that time. Stay healthy, read the fine print, and STAY AT HOME! ♡ ♡ ♡ ♡ What is your top #moneygoal for May? Let me know in the comments below.👇🏾

Alexa, add cell phone photographer to my resume✌🏽. ♡ ♡ ♡ ♡ Check out this #resume tip below👇🏾 ⠀⠀⠀⠀⠀⠀⠀⠀⠀ You should revisit your resume at least twice a year, especially if you're currently employed. If you're out of the job market but currently seeking work, you should refresh your resume as often as possible and as soon as anything occurs that may make you a more competitive candidate. ♡ ♡ ♡ ♡ #shemakescents #career #youngprofessionals #femaleboss #careeradvice #careertips #bossbabe #leanin #womenwhohustle #hustle #womenwhowork #AtlantaBlogger #millennial #millennialblogger #milionairemindset

WEEK 15 | #SMCmoneychallenge ⠀⠀⠀⠀⠀⠀⠀⠀⠀ For week 15, we are focusing on your credit report and credit score. Even if your finances have not been negatively affected, you need to know what is on your credit report to ensure that your financial history is being reported correctly. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ If you are experiencing financial hardship you may be wondering how potentially late or reduced payments might impact your credit scores. Individuals with concerns should contact their lenders and creditors to discuss their options. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ So, what can you do to minimize the impact of Coronavirus on your credit standing? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ Talk to your lenders and creditors and see if any assistance is available. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ Pay what you can. To avoid having late payments show up on your credit reports, try to make at least the minimum payment on accounts, or pay any amount you and the lender or creditor agree upon. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ Stay up-to-date on your credit reports. You are entitled to a free copy of your credit report every 12 months from each of the three nationwide credit bureaus by visiting www.annualcreditreport.com. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ♡ Consider adding a consumer statement to your credit reports. You can add a brief 100-word statement to your credit reports to explain your situation. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ An example of a consumer statement: “Be advised that the negative accounts on my credit report are related to the Coronavirus. I intend to make these up as soon as I can.” ⠀⠀⠀⠀⠀⠀⠀⠀⠀ You can also contact Experian and TransUnion to add a statement on those credit reports. ♡ ♡ ♡ ♡

There is strength in SISTERHOOD. #1881 ♡ ♡ ♡ ♡ This picture is brought to you by #FBF, @spelman_collge, and @chrissyakakiki who didn't even make the photo).

𝐈𝐭 𝐜𝐨𝐬𝐭𝐬 𝐨𝐯𝐞𝐫 $𝟏𝟔,𝟎𝟎𝟎 𝐭𝐨 𝐫𝐮𝐧 𝐨𝐮𝐫 𝐡𝐨𝐮𝐬𝐞𝐡𝐨𝐥𝐝 𝐟𝐨𝐫 𝟔 𝐦𝐨𝐧𝐭𝐡𝐬 (and that doesn't include the last six items on the list)... ⠀⠀⠀⠀⠀⠀⠀⠀⠀ When I asked the Mr. if he was okay sharing that personal bit of info with The Gram, he asked me to repeat the number. 𝑰'𝒎 𝒑𝒓𝒆𝒕𝒕𝒚 𝒔𝒖𝒓𝒆 𝒉𝒊𝒔 𝒋𝒂𝒘 𝒅𝒓𝒐𝒑𝒑𝒆𝒅. I don't know how, #SMCmoneytribe, but my own husband didn't even realize how much it costs to run our household. The crazy thing is, that figure is less now than it was in 2019. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Even with a mix of fixed and variable expenses, it's good to have a figure or estimate in mind when saving for your emergency fund. The generic advice is to have 3-6 months worth of savings, but I'm more inclined to say 6-9months. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ To do that, you must first make a list of ALL of your fixed and variable expenses and the cost per month. If you have a variable expense, use your highest bill over a 12-month period. Once you are done, add it up to see what you're paying to keep your like afloat for 1 month, 3 months, 6 months. With the looming recession, it is important for every household to see what money is going out so that if one needs to scale back, you know where to start first. ♡ ♡ ♡ ♡ 𝐃𝐨 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐢𝐭 𝐜𝐨𝐬𝐭𝐬 𝐭𝐨 𝐫𝐮𝐧 𝐲𝐨𝐮𝐫 𝐡𝐨𝐮𝐬𝐞𝐡𝐨𝐥𝐝/𝐥𝐢𝐟𝐞𝐬𝐭𝐲𝐥𝐞 𝐟𝐨𝐫 𝐨𝐧𝐞 𝐦𝐨𝐧𝐭𝐡? 𝒂) 𝒀𝒆𝒔, 𝑰 𝒉𝒂𝒗𝒆 𝒂 𝒇𝒖𝒍𝒍 𝒔𝒑𝒓𝒆𝒂𝒅𝒔𝒉𝒆𝒆𝒕 𝒂𝒏𝒅 𝒌𝒏𝒐𝒘 𝒘𝒉𝒆𝒓𝒆 𝒎𝒚 𝒎𝒐𝒏𝒆𝒚 𝒊𝒔 𝒈𝒐𝒊𝒏𝒈 𝒅𝒐𝒘𝒏 𝒕𝒐 𝒕𝒉𝒆 𝒍𝒂𝒔𝒕 𝒑𝒆𝒏𝒏𝒚 𝒃) 𝑰 𝒉𝒂𝒗𝒆 𝒂 𝒈𝒆𝒏𝒆𝒓𝒂𝒍 𝒊𝒅𝒆𝒂 𝒄) 𝑰'𝒎 𝒔𝒄𝒂𝒓𝒆𝒅 𝒕𝒐 𝒇𝒊𝒏𝒅 𝒐𝒖𝒕 𝒅) 𝑰 𝒉𝒂𝒗𝒆 𝒏𝒐 𝒊𝒅𝒆𝒂, 𝒃𝒖𝒕 𝑰 𝒘𝒊𝒍𝒍 𝒔𝒊𝒕 𝒅𝒐𝒘𝒏 𝒕𝒐 𝒅𝒐 𝒊𝒕 𝒕𝒉𝒊𝒔 𝒘𝒆𝒆𝒌

Socialize!

View facebook.com/shemakescents’s profile on Facebook
View twitter.com/shemakescents’s profile on Twitter
View instagram.com/shemakescents’s profile on Instagram
View pinterest.com/shemakescents’s profile on Pinterest

the fine print

We do our best to link back to photos, both through links and image credit lisitings. Please feel free to use postS from this site, but please link back to She Makes Cents as your source. ©2012-2017 She Makes Cents

START HERE
MONEY
CAREER
LIFESTYLE
CONTACT

Post to

Cancel

Send to Email Address Your Name Your Email Address

Cancel

Post was not sent - check your email addresses!

Email check failed, please try again

Sorry, your blog cannot share posts by email.

Privacy & Cookies: This site uses cookies. By continuing to use this website, you agree to their use.
To find out more, including how to control cookies, see here: Cookie Policy

%d bloggers like this: