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Tag: money questions

{Money & Relationships} 20 Hard Money Questions For Couples

Published on September 12, 2016September 12, 2016 by Danielle YB Vason1 Comment

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Categories Fix Your Finances, Lifestyle, Money & Relationships•Tags @shemakescents, debt management, Money & Relationships, money questions, money questions for couples, money talks

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Behind the Scenes with She Makes Cents

19 = THE NUMBER OF PAYMENTS I HAVE TO BE #DEBTFREE. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ How did I come up with 19? On average, I pay an additional $430.00 to my student loans EVERY MONTH and between $100-$300 on top of my car note. By paying more than the minimum AND #snowballing my debt, I will be debt free in 19 MONTHS versus 10 YEARS. To break it down even further, I have 15 more student loan payments and 4 months after that the BMW will be paid off. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ P.S. For my #DaveRamsey Enthusiasts: Paying the minimum on the car and putting the extra money towards my student loans did not accelerate the debt-free payoff date. Because of that, I decided to pay extra for both at the same. While this will not always be the case, this is how it worked out for me. . . . . . . . #shemakescents #SMCmoneytribe #debtfreecommunity #debtsnowball #debtfree2020 #debtfreeby35 #babystep2 #zerobasedbudget #studentloans #studentloandebt #personalfinance #personalfinanceforwomen #AtlantaBlogger #spelmanmade #livinglikenooneelse #EveryDollarCounts

WEEK 14 | I've crossed off a few more boxes on the @shemakescents #52WeekMoneyChallenge since this picture was taken. I'm up $596.00 after crossing off $46.00 today. I also see a $1k bonus coming up this month so let's just say I killing this challenge in 2018. #SMCmoneytribe how are you doing?? _______________________________________ HOW DOES THE CHALLENGE WORK? Every week, you pick a number from the SMC Money Card and you save that amount to go towards a #moneygoal, #sinkingfund, or #debt? For the month of April, I am opening up the #SMCmoneytribe to take in new members. Click the link in my bio for more info. . . . . . . #shemakescents #challengeaccepted #moneychallenge #financialliteracy #personalfinance #debtfreecommunity #studentloans #BabyStep2

Support your friends. Build each other up. Spot each other's strengths. Encourage each other & win together because your vibe attracts your tribe.

I just found the cutest #moneypouch right after eating #tacos with @stebo7 at @supericaatl. On Fridays, SHE eats tacos.... EVERY FRIDAY! . . . . . . #shemakescents #AtlantaBlogger #sheslivingfab #stayfab💋 #cashenvelopes #cashenvelopesystem #sinkingfunds #piggybank #tacomoney

CAREER | Why Women Mute Their Accomplishments In The Workplace ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Somewhere along the way, women are taught that sharing our own accomplishments often comes with declines in popularity and other professional ramifications. In her book Lean In, @sherylsandberg recalls, “Jocelyn Goldfein, one of the engineering directors at @Facebook held a meeting at Facebook where female engineers were encouraged to share the progress they had made on the products they were building. SILENCE. No one wanted to toot her own horn. Who would want to speak up when self-promoting women are disliked? Jocelyn changed her approach. Instead of asking women to talk about themselves, she asked them to tell one another’s stories. The exercise was communal, which put everyone at ease”. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Why can’t we be at ease talking about our own success? Are we more at ease in our silence? These are the questions that we rarely think about but we must address. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ It’s funny, we get fed conflicting messages all the time with regard to the topic of success. On one hand, we are told to “work in silence and let success make the noise”. On the other hand, we are told that “closed mouths don’t get fed”. My question is, why is there such an emphasis of to silence talk of one’s own accomplishments? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ In the comments below, take a moment and share a personal WIN. Did you close a client? Pay off a credit card? Go 5 days straight without sugar? Whatever YOUR WIN is, share it below. . . . . . . . #shemakescents #career #youngprofessionals #femaleboss #careeradvice #careertips #bossbabe #leanin #womenwhohustle #hustle #womenwhowork #AtlantaBlogger #millennial #millennialblogger #milionairemindset #whatglassceiling #leanin

You can find me somewhere between inspiring others, working on myself, kicking debt's ass, dodging negativity (#positivevibesonly) and slaying my goals. I've been a little ghost for about two weeks now because it is only through doing those things above that I am inspired to create content for shemakescents.com. #SMCmoneytribe, let's do this $$$$! . . . . . . #shemakescents #Atlanta #AtlantaBlogger #wakeprayslay #debtfreecommunity #womenandmoney #bossbabe #womenwhohustle #moneyblogger #personalfinance #personalfinanceforwomen #personalfinanceformillennials #goalsetting

SHE MAKES CENTS | BOOK CLUB ⠀⠀⠀⠀⠀⠀⠀⠀⠀ This month’s #SheMakesCents Book Club selection is from author and master life coach, #CaraAlwillLeyba. Cara is known for encouraging women to create a ”Champagne Life” that entails living effervescently, celebrating themselves every day, and making their happiness a priority. Through loving guidance, support, and an expert perspective, Cara empowers women to challenge their fears and create a lifestyle and career that feels authentic, vibrant, and inspiring. She sounds like #shemakescents, right? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ HOW OUR BOOK CLUB WORKS ⠀⠀⠀⠀⠀⠀⠀⠀⠀ This virtual book club currently “meets” biweekly for mini book chats in the #SMCbookclub group on Facebook (link in bio). Selections for the books come from a mix of editor and reader suggestions. For reader suggestions, we ask that selections embrace powerful women, business cents, fictional favorites, and anything that informs and inspires us. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ As you read the book, please leave your questions for the book club in the comment section below. Discussions will start on Instagram and our Facebook group starting Thursday, March 15th at 7:00pm (EST). ⠀⠀⠀⠀⠀⠀⠀⠀⠀ If you still need to grab your copy of the book, visit the SMC Book Store affiliate link in profile. . . . . . . #youwcwreads #booklovers #bookchat #ad #kindlebargains #goodreads #chicklit #whattoread #epicreads #books #bookofthemonth #bookoftheday #readingissexy #womenandbooks #virtualbookclub #CaraAlwillleyba #champagnelife #AtlantaBlogger7

WEEK 9 | #SMCmoneytribe, the #MoneyChallenge Check-In for Week 9 is now open. Please share your successes and lessons (no failures in this tribe, only lessons). ⠀⠀⠀⠀⠀⠀⠀⠀⠀ My goal for this month is to break down the taboo about discussing finances, especially among women. It has been statistically proven that women are 65% more likely to speak about #shoppingtips as compared to 25% who are inclined to discuss money (preview to our next post). Ladies, it is the time we do better for ourselves. By being an active participant in the #SMCmoneytribe, you are already beating the odds. Everyone in this group is motivated by a goal, be it paying down debt, saving for a house, or going on vacay. Let's not let bad habits get in the way of our goals. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ HOW TO BECOME A MEMBER OF THE TRIBE? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 1. Follow @shemakescents on social 2. Join the Facebook Group 3.Complete the 7 Question Registration & Get Your FREE Money Guide to Join the 52 Week BINGO Money Challenge 4. Participate in the Weekly Check-Ins 5. WIN AT YOUR MONEY GOALS ⠀⠀⠀⠀⠀⠀⠀⠀⠀ . . . . . . . #womenandmoney #millennialblogger #52weekmoneychallenge #debtfreeby35 #findyourtribe #moneytribe #moneyblogger #AtlantaBlogger #accountabilibuddy #financialaccountability #bettermoneyhabits #budgetstyle #babysteps #personalfinanceforwomen #money💰 #mindsetmatters

SHE MAKES CENTS TURNS 7! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Seven years ago #shemakescents started as a way for me to share my financial journey with the world… and by that I mean my dad (@stebo7) and one of my cousins because they were the only two people reading my stuff in the early days. I wasn't motivated by likes or followers and so I kept writing. I knew my #debtfreejourney felt different from my other twenty-something friends because they would come to me with their questions about buying a house and how to get ahead of #studentloan debt during a recession. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Soon, other people joined my family in subscribing to the blog and that was the first time I really felt like I wasn’t talking to myself. It's been 7 years, I am still surprised when the people tell me how much they enjoy reading shemakescents.com (SMC) and are open to sharing their financial stories with me. You have been there when I paid off my #creditcarddebt twice, when I bought a car in cash, when I was named 19 of the top 40 Financial Blogs, when I was featured in @bustle, @mintapp, and @businessinsider. You were there when @simonebiles like the #MondayMotivation post that was inspired by her, when I created the #SMCmoneytribe, #SMCbookclub, and slayed the @shemakescents #52weekmoneychallenge (the bingo version). Kudos to our tribe of the women who are knocking down debt, crushing career barriers, traveling the world, and living the life we always imagined for ourselves. Your vibe attracts your tribe and I have the best tribe of followers on the planet. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ To the 3.3 MILLION visitors to shemakescents.com…. thank you for joining me for the past 7 years. Stay tuned, 2018 has the potential to be our best year yet! . . . . . . . #shemakescents #GodsPlan #financialfreedom #moneychallenge #personalfinance #moneyblogger #womenandmoney #budgetstyle #womenwhohustle #ballinonabudget #savemoney #millionairemindset #buildwealth #paydebt #moneytips #financialsuccess #AtlantaBlogger #financialpeace #blogiversary #girlbosslife #empoweredwomenempowerwomen #findyourtribe

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