{Donating to My Alma Mater} Why I Give Even When I’m Saving

One reason that I have over $20,000 in student loans is because I chose to attend Spelman College, one of the nation’s top liberal arts colleges and #1 ranked HBCU. I was offered full music and academic scholarships during my senior year of high school to other colleges and turned them down to attend a school Forbes ranks among the nation’s top ten best women’s colleges. I got a little “something something” based on my academic achievements, but when everyone beside you is a Valedictorian and Salutatorian of their high school class, just being in the top 5% isn’t really scholarship worthy.  While I know my parents supported whatever decision I made, I am sure on some level my Dad’s wallet would have been very okay with a FREE education, elsewhere.

Michelle-Obama-Speaks-at-Spelman-College

Why I Spelman

Making the choice about where I would attend school was the first major decision that I ever made for myself.  It marked the transition from childhood to adulthood and  helped shape the course of not only my career, but also my life. In the end, I did not even consider the price of tuition (estimated $120,000) because I knew without a doubt, that Spelman was the right place for me. From the moment I walked onto the campus, so many beautiful, intelligent, and diverse women from around the world welcomed me. For the first time, I was “at home” in an academic space where standards and honor are raised.

spelman oprah

Why I Give Even When I’m Saving

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Earlier in my matriculation, I noticed the presence and pride of the alumnae. I was told that I was standing on the shoulders of greatness, hard work, and those who came before me.  Now is my time to help provide opportunities that help prepare the next generation of women who will change the world.  Dr. Beverly Daniel Tatum acknowledges in the 2012-2013 Report of Philanthropy that “a college education is a privilege.”  According to Tatum, “We live in challenging times when educated women are needed more than ever.  The generosity of alumnae, corporations, faculty, friends, foundations, parents, staff, and our current students has secured vital financial support to develop  these change agents.  [Spelman] appreciates your contributions to scholarships, facility, renovations, innovative initiates such as Wellness Revolution, faculty and student research, and support of Spelman’s Annual Fund- all of which are critical for Spelman women to succeed.”  Yes, I have financial goals and a financial plan; but there is nothing like going back and seeing the women who are now standing on my shoulders and in need of support.  Giving back doesn’t always have to be in the form of financial contribution, however, I do highly recommend it.  Every year, Spelman announces a goal for it’s Every Woman Every Year campaign.  This year’s goal, like the year before, is to surpass 50% alumnae participation or 8,667 alumnae donors by April 11, 2014, the 133rd Anniversary of Spelman’s founding.  I make my contribution every year on this date and charge every Spelman alumna to show the impact of her voice, by making a contribution to Spelman in honor of our founding.  If you don’t give back to your school, I encourage you to do so.   If we don’t invest in where we came from, how can we expect anyone else to?

Happy Founder’s Day Spelman College

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{Starbucks Deal} 10% Off a $25.00 + A Starbucks Secret Menu Recipe

Update: This deal has been extended through July 31, 2014!

Cute Starbucks Pictures

Photo Credit: We Heart It

Want your Starbucks for less?  Click here to buy your $25.00 Starbucks eCard for 10% off!!  This offer is exclusive to friends of She Makes Cents (SMC) and offered through the SMC Tuition Bites storefront.  I bought one yesterday and received my eCard via email.  I now have the choice to print out , use it right from my smart phone, or transfer the balance to a registered Starbucks card.  Since I have yet to register a Starbucks card (unbelievable, right?), I’m going to add the credit to an existing gift card and register it so I can start racking up points and free drinks!  I’m using mine to try some drinks from the secret menu I posted two years ago and a few new ones since then.  Just remember, the offer end on 3/31/14.

Cotton Candy Frappuccino, Anyone?

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Starbucks Cotton Candy Frappuccino

This item is very popular drink from Starbucks.  All you have to do is ask your barista for a Vanilla Bean Frappuccino with 1-2 pumps of Raspberry Syrup.  That’s it!  Sometimes I have even had the baristas offer their own twist of secret drinks and those have been delicious too.  It’s all about having fun, getting a great deal (like the 10% off), and trying something new.

 

What’s Your Favorite Drink at Starbucks?

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{TuitionBites} Service That Pays Down Your Student Loans

Update: Tution Bites is no longer in business

In the quest toward financial freedom, I have tried some pretty crazy things.  Some worked out well and others…well, let’s just say there is a reason I didn’t write about them.  This week, I clicked the twitter handle @tuitionbites because I thought the name was catchy.  Little did I know, I would be introduced to a new(ish) concept that combines e-commerce and crowd-funding.  The service from TuitonBites claims to help people pay off student loans by shaving years off of a student loan repayment term and saving thousands in interest over the life of the loan.  The original tweet boasted about one person’s ability to get $100.00 per month paid to the principle of their loan… I was intrigued. 

Starbucks = Big Bucks?

Is it too good to be true? Being the researcher that I am, I decided to sign up five days ago.  My plan is to give it the good ole college try for about 6 months so I can report back to you, the readers of SMC, on whether I believe it is a smart financial move or a waste of time. Apparently, it works by sharing a personalized URL  with friends and family and a portion of every order, 25-30% depending on the item, gets direct deposited into your student loan account.  Buyers can even donate additional funds toward your student loan balance to help you reach your financial goals faster, so if you know a someone who may want to help you out (hello Uncle Moneybags), you might want to let them know asap since interest accrues daily.  When  I signed up a few days ago, the item of the month was chocolate cookies for $20.00.  TWENTY DOLLARS for chocolate cookie…during Girl Scout season?!! I thought that the price was steep and I worried that every item sold on this site would have an inflated cost or would be a product that people wouldn’t really want to buy.  Yesterday, however, I was so excited to see that this month’s item is a $25.00 eGift card from Starbucks for only $22.50, that’s 10% off to anyone who purchases from your store (insert angels singing here).  Once received, you can print out the card to give to the cashier, use it right from your smartphone or transfer the balance to a registered Starbucks card.  I see it like this, if it features affordable products that people like or want to try, something that saves money of things you regularly buy and helps pay down massive student loan debt, then it could be a win-win.  Only time will tell, so stay tuned as I keep you updated on whether this is a smart financial move or a waste of time.  If you want coffee in the meantime, I’m sure I can help you with that!

Does TuitionBites really make an impact? 100extra She Makes Cents

Do you think a service like this is worth the effort?

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