how much should you invest

Hey #SMCmoneytribe! Yesterday I took a little time out of my day to create an infographic for you that provides a quick overview into Dave Ramsey’s Baby Steps. I wanted to do this for you because I reference these steps in a lot of my writing because they have become the meat and potatoes of my financial plan. If you are a long time reader of She Makes Cents, you might remember when I was so excited to get to the second part of Baby Step 2 that I tried a risky financial move of playing financial Russian Roulette. Let’s just say the outcome was not what I expected when my car broke down one week later and I only had half of an emergency fund to help me out. (P.S. According to Ramsey, car maintenance is not an emergency and rather something that should be budgeted for).