As you are getting back into the groove of the work week, I want you to take a moment to think about this.  Every step you take counts, no matter how big or small.  When you take a step forward,  you are one step closer to reaching your goals and understanding your purpose.  Sometimes our actions stop reflecting our goals, and whether we recognize it or not, it becomes a step back…putting us further away from our purpose  Think about everyone who talks about how they are going to get out of debt but continue to spend.  They say we are the sum of what we repeatedly do, so let’s make excellence a habit…starting today!

Why is it so hard to take the first step?   We let fear paralyze us.  Or we tell ourselves that it’s not worth the effort until you are able to make one huge step toward your goals.  We tell ourselves that our dreams and goals are too lofty.  We sell ourselves the idea that it will never happen for us.  The lines between one day and day one blur.  If this sounds familiar, let today’s motivational post shift your mindset.

You Are Greatness in the Making

If you are comfortable with your money and career, then it is time to do something that pushes you outside your comfort zone to a level of greatness you have yet to meet.  If you are saving money for something specific, push your goal date up by a few months.  If you are comfortable in your career, find a way to expand your value with the company.  Join a professional organization and expand your network.  Whatever your goals are, do not stand still or fall behind.  Some of the scariest things garner the most delicious rewards. You can do it.  You are greatness in the making.  You can be the woman you always wanted to be.  Oprah Winfrey once said to you should “create the highest, grandest vision possible for your life because you become what you believe”.  I believe I will be debt free.  I believe that with hard work and consistency I can get and give everything from my dream career that I have envisioned for myself.  I believe I will travel the world.  I believe that I deserve financial security.  I believe I have the right to change my mind.  I believe I am worth it and then I add tax.  I also believe these things for you.

My Baby Step to Becoming Debt Free

Every year, I challenge myself to use the money saved from the She Makes Cents BINGO Money Challenge, an easier and more lucrative version of the 52-week money challenge, to help me snowball my debt.  Just recently, I have shared my experience with my inner circle in hopes that it would also inspire them to take control of their finances.  For me, the She Makes Cents BINGO Money Challenge represents a step in the right direction.  It is a step that is creating better saving habits for me and gets me one step closer to eliminating my student loan debt faster.  It is a step that is not tiring nor leaves me feeling financially stretched to the max.  If I had waited until I was in a place to throw a major lump sum amount at my debt, I might still be waiting.  No matter what, every week I cross off one number on my money challenge card and I don’t judge myself if the number is low.  Every dollar counts the same way that every step counts which is how I have saved an extra $1,117.00 as of the first Friday in August.  The first Friday in January I took a step and started the challenge.  What step will you take today?  Do something today that your future self will thank you for.