I woke up in a weird mood this past Saturday. I was torn between excited to tackle my never-ending to-do list and not wanting to leave the warmth of the bed. So what did I do?- A little of both. I grabbed the laptop and started to audit my flow of income and in doing so, I noticed I was missing opportunities to save more money. Before breakfast, I saved a little under $100 a year by canceling my cell phone insurance. It was one of those things that I should have done months ago, but never really got around to doing it. The two times that I actually thought about filing an insurance claim, the deductible was so expensive that it was better to just get a new phone and not having to worry about whether I would receive a new or refurbished phone from my carrier.
My first savings of the day energized me, so much so, that I called my dad to follow-up on his savings audit I did for him last year. Even when I showed my dad how he could save $1600, he actually never followed through. It was time for me to take matters into my own hands. I started with my parents’ home phone and internet bundle and I canceled every service that they don’t use and wouldn’t miss. I reduced their monthly bill by $40 per month equalling to about $480 a year!
Are you overpaying for services you no longer use?
Take a little time to review your statements from your service providers. Remove extra services that you no longer use, are outdated, or that qualify as a luxury you could live without. I did this a few months ago when I realized my cable bill included a football package. It made NO sense/cents for me to pay for an added luxury that I didn’t even use. Now, I am enjoying the savings more than missing the extra channels that I didn’t event know about. If by chance, you have already eliminated every extra fee, then you should consider calling your service provider to see if there are any other discounts that can be applied to your account. It may take a little time to get through your audit, but remember it’s better to spend some time to save some money!
What Services Can You Remove From Your Bill to Save?
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Excellent article, I am in the middle of reviewing accounts, I was surprised at the companies that are willing to help, the alarm company gave me three months of free service no string attached, if I continue after that I will not need to be put on another contract but if I cut the service office and restart it I would have to go on a contract. Next month I’m trying another story I read about, not buying anything extra for a month.
Saving money gives me a high! I absolutely love it! This is a great post and will hopefully bring awareness to others. It is so easy to overlook all of the small changes we can make to save some $$!
-Karen
Thanks Karen. Saving gives me a high as well.
I did this exact thing the other day. Called the cable company and sought a better plan and finally canceled that gym membership that I only use once a year.
Kéla Walker
http://www.Kelaskloset.com
I did this very thing after losing my job in the Spring. I was shocked at how easy it was to bundle services like my phone, internet and even Direct Tv. We were paying way to much! I saved us $200 per month! I also found reduced plans for our cell phones without switching services. In some cases there may be a new even better plan you can switch to. You never know until you ask.