Save Money By Using Your…. Phone?

Foursquare Isn’t Just For Squares

So we’re all well aware at this point that social media and apps are practically every day staples. You can’t even really buy a phone today without getting a smart phone or data plan. With that said, sometimes the number of useless applications available to download can start to get annoying and redundant. There is something, however, about saving money that just never gets old. Allow me to introduce you to an app that saved me some cash!

The other day my oil change notification popped up in my 2011 Ford Fiesta. Being the responsible (and paranoid) driver that I am, I immediately headed to my local Ford dealership to see exactly what the deal was. While I was waiting for them to finish up on the car, I honestly got bored, so I logged in to Four Square to check-in and see if there were any specials.

Foursquare is an application set up like a game, in which you can “check-in” to different places and opt to notify your friends that you are there. Sure, some may think this is a little creepy, but you must be strategic. You can choose who you let know where you are (i.e. your friends), and it is wiser to choose major locations to check into. You know, public places. (Not your house). So anyway, you log in and the more you check in places, your rank grows. You can even become the mayor of a location!

After I check in at the dealership, I also hit the “specials” button. The specials button gives you the opportunity to see if the location where you currently are has any deals or discounted rates. Sure enough, Ford had an oil change special for 17.99 AND it included a free tire rotation. There’s absolutely nothing annoying about that, I tell ya. Nothing.

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4 Simple Ways to Save on Your Next Power Bill

Saving Money is a Breeze!

For the past few months, I have noticed a trend with my Georgia Power bill- It keeps going up! I’m not the only one experiencing this either. If you are looking for some ways to see a difference and keep your wallet a little fatter, check out some suggestions for simple ways to save your cents. ENERGY STAR estimates that a knowledgeable homeowner or skilled contractor can save up to 20% on heating and cooling costs (or up to 10% on their total annual energy bill) by sealing and insulating.

Air Sealing


Many air leaks and drafts – like those around windows and doors – are easy to find because they are easy to feel. But holes hidden in attics, basements, and crawlspaces are usually bigger problems. Sealing these leaks with caulk, spray foam, or weather stripping will have a great impact on improving your comfort and reducing utility bills.

Programmable Thermostat


Did You Know?

The average household spends more than $2,200 a year on energy bills – nearly half of which goes to heating and cooling. Homeowners can save about $180 a year by properly setting their programmable thermostats and maintaining those settings. When I first bought my house, I made sure that I had a programmable thermostat. However, I later found out that I was not optimizing my saving because of that temperatures I programmed the thermostat to, actually caused it to work harder. Thus, I was not saving $$$ :?

Proper Use Guidelines for Programmable Thermostats (from Energy Star)

Through proper use of a programmable thermostat (using the four pre-programmed settings) you can save about $180* every year in energy costs.

Rules of Thumb for Proper Use:

  1. Keep the temperature set at its energy savings set-points for long periods of time (at least eight hours), for example, during the day, when no one is at home, and through the night, after bedtime.
  2. All thermostats let you temporarily make an area warmer or cooler, without erasing the pre-set programming. This override is cancelled automatically at the next program period. You use more energy (and end up paying more on energy bills) if you consistently “hold” or over-ride the pre-programmed settings.
  3. Units typically have two types of hold features: (a) hold/permanent/vacation; (b) temporary. Avoid using the hold/permanent/vacation feature to manage day to day temperature settings. “Hold” or “vacation” features are best when you’re planning to be away for an extended period. Set this feature at a constant, efficient temperature (i.e. several degrees warmer temperature in summer, several degrees cooler during winter), when going away for the weekend or on vacation. You’ll waste energy and money if you leave the “hold” feature at the comfort setting while you’re away.
  4. Cranking your unit up to 90 degrees or down to 40 degrees, for example, will not heat or cool your house any faster. Most thermostats begin to heat or cool at a set time, to reach setpoint temperatures sometime thereafter. Units with adaptive (smart/intelligent) recovery features are an exception to this rule — Adaptive recovery units are constantly calculating the amount of time required to heat or cool the house, so that it reaches that temperature when the homeowner programmed it. By “examining” the performance of the past few days the thermostat can keep track of the seasons. In this way, your house is always at the comfort levels when occupied, but saving the most energy when unoccupied.
  5. Many homes use just one thermostat to control the whole house. If your home has multiple heating or cooling zones, you’ll need a programmed setback thermostat for each zone to maximize comfort, convenience and energy savings throughout the house.
  6. If your programmable thermostat runs on batteries, don’t forget to change the batteries each year. Some units will indicate when batteries must be changed.

*The $180 savings assumes a typical, single-family home with a 10 hour daytime setback of 8° F in winter and setup of 7° F in summer, and an 8 hour nighttime setback of 8° F in winter and a setup of 4° F in summer.

Lighting


Change to compact florescent light bulbs. They provide bright warm light while using 75% less energy than standard lighting – they also generate 75% less heat and last up to 10 times longer. Replacing a 100-watt incandescent bulb with a 23-watt compact fluorescent bulb can save you up to $30 in energy costs over the life of the bulb. Learn more about ENERGY STAR lighting products.

Power Strips


Use a power strip as a central “turn off” point when you are done using equipment. Even when turned off, electronic and IT equipment often use a small amount of electricity. U.S. households spend approximately $100 per year to power devices while they are in a low power mode, roughly 8 percent of household electricity costs. Using a power strip for your computer and all peripheral equipment allows you to completely disconnect the power supply from the power source, eliminating standby power consumption.

I was watching The View not too long ago, and they had a surge protector that had a timer on it. The timer turns the outlet off after a pre-selected time. According to the show, charging your cell phone and other electronic devices overnight kills the battery. The power strip with the timer will not only save you on energy cost, but will also lengthen the life of your electronic devices.

Want More Ways to Save, Check out these tips from ENERGY STAR


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Free Music: Listen to Entire Albums Before You Buy!


“Music expresses that which can not be said and on which it is impossible to be silent.”

-Victor Hugo

#nowplaying Otis- Jay Z and Kanye

Have you ever purchased a song or album and then hated it? Have you ever thought the preview sample on iTunes and Amazon wasn’t long enough? Well, take it from someone you LOVES music- you are not alone. With money being tight, people are cutting entertainment out of their budgets. I’m here to tell you about a website for a radio station out of Rochester, NY (WDKX103.9). I found a few years back and I check it out every once in a while to listen to ENTIRE albums. I use it to listen before I buy and sometimes to try a new artist that I might not have normally followed. They have a selection that ranges from Jill Scott to Chris Brown, Sade to Kirk Franklin.

    To check out their album list, click here! 

To check out their list of ALL SONGS, click here!

Happy Listening!

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8 FREE Kindle eBook Downloads

Clouded Rainbow

The Venom of Vipers

Let’s Play Ball

Serial

Return to Pearl Island, Bonus Chapters

Letter Of Love

When I Woke Up I Knew I was Dead: A Short Story

Gumshoe Casefiles – Case 132

Shoutout to MojoSavings.com (check them out)

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Dairy Queen: Be “Sweet” and Bring Hope on Miracle Treat Day

Buy a Blizzard Treat Today (my birthday)

Bring Hope and Healing to local kids

Kids love DQ® and the feeling is mutual. That’s why $1 or more from each Blizzard Treat sold at participating locations on Miracle Treat Day, August 11, 2011, will help sick and injured children at your local Children’s Miracle Network Hospital. Since 1984, DQ has raised over $86 million for Children’s Miracle Network Hospitals-including $5.5 million in 2010. Let’s make 2011 a record-breaking year! Join DQ and help make miracles happen.

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I am Jumping for Joy! Thanks to All!

Thanks for all of the Birthday Wishes!

I have already celebrated with my lovely line sisters!

I plan to take advantage of my birthday freebies…

I will be sending updates on what worked and what did not.
First stop: Moes for a FREE Birthday Burrito

I plan to get my dance on…

&
Enjoy all of the good things to come.

I just wanted to take this time to thank everyone for their birthday wishesJ

This is just a glimpse of what I woke up to:



Danielle

 

 

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Virgin America: Cheap Flights for a Good Cause

Stand Up to Cancer Virgin America

Virgin America today teams up with Twitter to launch a “Fly Forward, Give Back” (#FlyFwdGiveBack) flash fare sale. The airline is encouraging flyers across the nation to grab a seat and retweet, to help raise awareness and funds for cancer research through the Stand up to Cancer initiative. With sale fares as low as $49* and with Virgin America donating five dollars per booking** from now through 11:59pm PDT tonight (August 10th) to support cancer research, this deal is definitely “retweetable.” Virgin America is the only airline based in Silicon Valley, and its use of technology, social media and design has made it a favorite among local flyers. The airline has been an early adopter of Twitter’s advertising products and is using both Promoted Tweets and a Promoted Trend to drive conversations and engagement around today’s #FlyFwdGiveBack sale. More details can be found at: http://www.virginamerica.com/vx/booking/twitter.

The “#FlyFwdGiveBack” fare sale is good for travel across Virgin America’s network between August 13, 2011-November 16, 2011. Tickets must be purchased by 11:59pm PDT tonight (August 10th). Main Cabin fares start as low as $49* (restrictions, taxes and fees applying) on short-hauls like Los Angeles International Airport (LAX)-San Francisco International Airport (SFO) and SFO-Las Vegas McCarran International Airport (LAS). Chicago O’Hare International Airport (ORD)-LAX and Dallas-Fort Worth International Airport (DFW)-LAX fares start from $99* (restrictions, taxes and fees applying). Tickets are on sale now on Virgin America’s Web site (www.virginamerica.com) and at 1.877.FLY.VIRGIN (1.877.359.8474).***

Virgin America will donate five dollars for every direct booking** made today in the ‘#FlyFwdGiveBack’ fare sale, up to a total of $50,000, to fund collaborative cancer research through Stand Up To Cancer (SU2C). SU2C is a program of the Entertainment Industry Foundation (EIF), a 501(c)3 charitable organization, which raises funds to accelerate the pace of groundbreaking translational research that can get new therapies to patients quickly and save lives. As SU2C’s Official Domestic Airline partner, the carrier supports SU2C’s mission by driving awareness and funding for cancer research – through donations, joint fundraising campaigns and in-kind ticket contributions. Virgin America guests are also able to join the SU2C movement at 35,000 feet via the Red™ entertainment platform. Flyers can visit the Shop “Make a Difference” section on Red, swipe a credit card and join the fight to bring an end to cancer – right from their seatbacks. The Virgin America-SU2C partnership kicked off in fall 2010 as SU2C returned to TV for its second star-studded fundraising telecast, which simultaneously aired on all networks and 14 cable channels. The show combined entertainment with an appeal to support cancer research and included an appearance by a Virgin America aircraft and Virgin Group Founder Sir Richard Branson.

# FlyFwdGiveBack fares include:

August 13, 2011 to November 16, 2011

Three Day AP    Three Day AP

Tuesday, Wednesday, Saturday     Monday, Thursday, Friday

Boston    Los Angeles    $139*    $159*

Boston    San Francisco    $139*    $159*

New York     Los Angeles     $139*    $159*

New York     San Francisco     $139*    $159*

New York    Las Vegas    $139*    $159*

Chicago    Los Angeles    $99*    $109*

Chicago    San Francisco    $109*    $119*

Dulles    Los Angeles     $139*    $159*

Dulles    San Francisco     $139*    $159*

Fort Lauderdale    Los Angeles     $139*    $159*

Fort Lauderdale     San Francisco     $139*    $159*

Orlando    Los Angeles    $139*    $159*

Orlando    San Francisco    $139*    $159*

Cancun    Los Angeles    $169*    $169*

Cancun    San Francisco    $169*    $169*

Los Cabos    San Francisco    $119*    $119*

Dallas/Ft.Worth    Los Angeles    $99*    $109*

Dallas/Ft.Worth    San Francisco    $99*    $109*

San Francisco     Los Angeles     $49*    $59*

San Francisco     Las Vegas     $49*    $59*

San Francisco    San Diego    $59*    $69*

Seattle     San Francisco    $79*    $89*

Seattle    Los Angeles    $99*    $109*

Boston    Seattle    $159*    $179*

Boston    Las Vegas    $159*     $179*

Boston    San Diego    $159*     $179*

New York     San Diego    $159*    $179*

New York    Seattle    $159*    $179*

Chicago    Las Vegas    $109*    $129*

Chicago    San Diego    $119*    $139*

Chicago    Seattle    $129*    $149*

Dulles    San Diego    $159*    $179*

Dulles    Seattle    $159*    $179*

Dulles    Las Vegas    $149*     $169*

Fort Lauderdale     Seattle     $139*    $159*

Fort Lauderdale     Las Vegas     $139*    $159*

Fort Lauderdale    San Diego    $139*    $159*

Orlando    San Diego    $139*    $159*

Orlando    Seattle    $139*    $159*

Dallas/Ft.Worth    Seattle    $119*    $139*

Seattle     Las Vegas    $89*    $109*

Seattle    San Diego    $99*    $119*

Virgin America flies to San Francisco, Los Angeles, New York, Washington D.C., Seattle, Las Vegas, San Diego, Boston, Fort Lauderdale, Orlando, Dallas-Fort Worth, Los Cabos, Cancun and Chicago.


Changes in Our “New” Economy

How do you save money?

This morning I replied to the question,What lifestyle changes have you made in our “new” economy?   Here is my reply:

Creating the blog She Makes Cents, has been one way were I am held accountable for my financial decision…since I’m blogging about it. In our “new” economy and for research for my site, I now do the following:

  • I make spending and saving goals for the month. Then I tell the people around me my goals. That way, when I start to slip or go regress to old habits, I have a support system to help keep me on track.
  • I am notorious for going to restaurants multiple times a week. I now make sure I eat before leaving the house and I pack fruit and random snacks in my bag. That way, when I start to get “snacky” I don’t have to make a trip to the vending machine, closet Chick-fil-A, or restaurant.
  • I track my spending. EVERYTHING! I tried it because of a suggestion from this financial writer. It really adds some perspective to your spending habits and it made/makes me think hard about my purchases and the motivation/emotion behind them. (You can download the original template I used from author Catey Hill, here).
  • I opened an alternate email account and I send email coupons and store sign ups here.
  • Before I go out, I check out Groupon Now, HalfOffDepot.com, & Living Social. Why pay full price when you can get a better deal on the same product and service?

    I have more tips; check out SMC Money Journal & Fix Your Finances!

This question got me thinking about you SMC readers.

What changes have you made, if any, in our “new” economy?

Have you benefitted from any advice you read on here?

I’d love to hear from YOU!

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The Help Comes Out Today!

I saw this movie a few weeks ago at a private viewing for alumnae of Spelman College. Since then, I have been intridged by hearing first hand stories from people from Jackson, Mississippi who lived there during this period. Even though I saw the movie once, I will say I want to see it again. At the viewing, I spent most of the movie comparing it to the book. By seeing it again, I believe I can enjoy it more for entertainment purposes rather than viewing it with a critical eye.

 



 

Have you read the book? Are you planning to see the movie?

If you have already seen it, what are your thoughts?

PLEASE NO SPOILERS!

 

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Comcast Now Offers $10 Internet for Eligible Households


‘Internet Essentials’ to Provide Families with Children Eligible for a Free Lunch Under the National School Lunch Program with Low-Cost Internet Service, Affordable Computers and Digital Literacy Training

Comcast Corporation Executive Vice President David L. Cohen and Comcast’s Regional Senior Vice President of the Florida East Coast Region, Filemon Lopez, hosted a briefing yesterday to discuss best-in-class broadband inclusion programs. There, Cohen unveiled a new national initiative called Internet Essentials, which is being viewed as the most ambitious and comprehensive broadband adoption program in the county.

The program addresses what research has identified three primary barriers to broadband adoption:

  • A lack of understanding of how the Internet is relevant and useful
  • The cost of a home computer
  • The cost of Internet service

Available to low-income families living in Comcast’s service areas with children who are eligible to receive a free lunch under the National School Lunch Program (NSLP), the goal of Internet Essentials is to help ensure more American families benefit from all the Internet has to offer. According to Cohen, “Access to the Internet has the potential to be a great equalizer and a life-changing technology. Internet Essentials helps level the playing field for low-income families. Access to broadband in students’ homes will help them connect with their teachers and their school’s educational resources as well as enabling parents to do things like apply for jobs online or use the Internet to learn more about healthcare and government services available where they live.”

Service Details:
Internet Essentials participants will receive:

  • Residential Internet service for $9.95 a month + applicable taxes;
  • No price increases, no activation fees, or equipment rental fees;
  • A voucher to purchase a low-cost computer for $149.99 + tax;
  • Access to free digital literacy training in print, online or in person.
  • Additional benefits include the Norton™ Security Suite ($160 value) for comprehensive online security protection at no additional cost.

Eligibility:

A household is eligible to participate in the Internet Essentials program if it meets all of the following criteria:

  • Is located where Comcast offers Internet service;
  • Has at least one child eligible to receive a free school lunch under the NSLP;
  • (As an example, according to the Department of Agriculture, a household of three would have to make less than $25,000 a year in income);
  • Has not subscribed to Comcast Internet service within the last 90 days;
  • Does not have an overdue Comcast bill or unreturned equipment.

Comcast will sign up eligible families in the program for at least three years, through the end of the 2013-2014 school year. Any household that qualifies during this three-year period will remain eligible for Internet Essentials provided a child eligible for a free lunch remains living in the household

For general information about Internet Essentials, please visit http://www.internetessentials.com for English and visit http://www.internetbasico.com for Spanish. Educators or third-parties interested in helping to spread the word can find more information at http://www.internetessentials.com/partner. Parents looking to enroll in the program can call 1-855-846-8376 or, for Spanish, 1-855-765-6995.

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