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	<title>she makes cents &#187; She Makes Cents (Money Journal)</title>
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		<title>she makes cents &#187; She Makes Cents (Money Journal)</title>
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		<title>{Financial Cents} Is Your Way of Thinking Making You Poor?</title>
		<link>http://shemakescents.com/2013/03/28/finanical-freedom/</link>
		<comments>http://shemakescents.com/2013/03/28/finanical-freedom/#comments</comments>
		<pubDate>Thu, 28 Mar 2013 15:24:21 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
				<category><![CDATA[Fix Your Finances]]></category>
		<category><![CDATA[She Makes Cents (Money Journal)]]></category>
		<category><![CDATA[@shemakescents]]></category>
		<category><![CDATA[Credit Cards & Loans]]></category>
		<category><![CDATA[current-events]]></category>
		<category><![CDATA[Danielle Boler]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Dave Ramsey quotes]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Financial Cents]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[Financial Plan]]></category>
		<category><![CDATA[Is Your Way of Thinking Making You Poor?]]></category>
		<category><![CDATA[Just as slaves born into slavery can’t visualize freedom]]></category>
		<category><![CDATA[money and behavior]]></category>
		<category><![CDATA[money goals]]></category>
		<category><![CDATA[money saving blog]]></category>
		<category><![CDATA[personal finance blog]]></category>
		<category><![CDATA[personal finance blog for women]]></category>
		<category><![CDATA[Save It]]></category>
		<category><![CDATA[She Makes Cents]]></category>
		<category><![CDATA[Total Mon]]></category>
		<category><![CDATA[we Americans don’t know what it would be like to wake up to NO debt.]]></category>

		<guid isPermaLink="false">http://shemakescents.com/?p=4165</guid>
		<description><![CDATA[Just as slaves born into slavery can’t visualize freedom, we Americans don’t know what it would be like to wake up to NO debt. -Dave Ramsey, Total Money Makeover Your alarm clock sounds, alerting you that a new day has &#8230; <a class="more-link" href="http://shemakescents.com/2013/03/28/finanical-freedom/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=4165&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>4</slash:comments>
	
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			<media:title type="html">She Makes Cents</media:title>
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	</item>
		<item>
		<title>{Financial Cents} 4 Smart Ways to Spend Your Tax Refund</title>
		<link>http://shemakescents.com/2013/02/20/financial-cents-4-smart-ways-to-spend-your-tax-refund/</link>
		<comments>http://shemakescents.com/2013/02/20/financial-cents-4-smart-ways-to-spend-your-tax-refund/#comments</comments>
		<pubDate>Wed, 20 Feb 2013 19:26:03 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
				<category><![CDATA[Fix Your Finances]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[She Makes Cents (Money Journal)]]></category>
		<category><![CDATA[Danielle Boler]]></category>
		<category><![CDATA[divide and conquer money]]></category>
		<category><![CDATA[Financial Cents]]></category>
		<category><![CDATA[how to spend your tax refund]]></category>
		<category><![CDATA[irs tax refund]]></category>
		<category><![CDATA[money saving blog]]></category>
		<category><![CDATA[money saving blog for women]]></category>
		<category><![CDATA[my tax refund]]></category>
		<category><![CDATA[save for an emergency fund]]></category>
		<category><![CDATA[Save It]]></category>
		<category><![CDATA[Saving & Budgeting]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[She Makes Cents]]></category>
		<category><![CDATA[Smart Ways to Spend your refund]]></category>
		<category><![CDATA[snowball effect]]></category>
		<category><![CDATA[Spend It]]></category>
		<category><![CDATA[spending tax refund]]></category>
		<category><![CDATA[tax refund 2013]]></category>
		<category><![CDATA[tax tips]]></category>

		<guid isPermaLink="false">http://shemakescents.com/?p=3951</guid>
		<description><![CDATA[ Have you ever gotten your tax refund and thought to yourself, it’s time to go shopping? I have. Growing up, my mom would take a large part of her refund and she and I would go on a shopping spree…even &#8230; <a class="more-link" href="http://shemakescents.com/2013/02/20/financial-cents-4-smart-ways-to-spend-your-tax-refund/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=3951&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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			<media:title type="html">tax refund</media:title>
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		<item>
		<title>{Smart Money} Is Education a DEBT Sentence?</title>
		<link>http://shemakescents.com/2013/02/09/the-debt-sentence/</link>
		<comments>http://shemakescents.com/2013/02/09/the-debt-sentence/#comments</comments>
		<pubDate>Sat, 09 Feb 2013 15:24:29 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
				<category><![CDATA[Fix Your Finances]]></category>
		<category><![CDATA[She Makes Cents (Money Journal)]]></category>
		<category><![CDATA[Danielle Boler]]></category>
		<category><![CDATA[debt sentence]]></category>
		<category><![CDATA[deferment of student loans]]></category>
		<category><![CDATA[deferment Sallie Mae]]></category>
		<category><![CDATA[dumb decisions]]></category>
		<category><![CDATA[education & money]]></category>
		<category><![CDATA[education quotes]]></category>
		<category><![CDATA[fix it]]></category>
		<category><![CDATA[if you think education is expensive]]></category>
		<category><![CDATA[interest rate reduction]]></category>
		<category><![CDATA[loan repayment help]]></category>
		<category><![CDATA[money saving blog]]></category>
		<category><![CDATA[money saving blog for women]]></category>
		<category><![CDATA[Sallie Mae]]></category>
		<category><![CDATA[Sallie Mae sucks]]></category>
		<category><![CDATA[Sallie mae tricks]]></category>
		<category><![CDATA[Save It]]></category>
		<category><![CDATA[She Makes Cents]]></category>
		<category><![CDATA[smart money]]></category>
		<category><![CDATA[Spelman College]]></category>
		<category><![CDATA[Spelman College financial aid]]></category>
		<category><![CDATA[tips for college grads]]></category>
		<category><![CDATA[try ignorance]]></category>

		<guid isPermaLink="false">http://shemakescents.com/?p=3858</guid>
		<description><![CDATA[There is a quote that states, “If you think education is expensive, try ignorance”. Unfortunately, this quote is true on SO MANY levels. While many people associate the word ignorant with being dumb or stupid, it&#8217;s simply the condition of being uneducated, &#8230; <a class="more-link" href="http://shemakescents.com/2013/02/09/the-debt-sentence/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=3858&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://shemakescents.com/2013/02/09/the-debt-sentence/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
	
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			<media:title type="html">She Makes Cents</media:title>
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		<item>
		<title>{Money Challenge Remix} How to Save $1300+ On Any Budget</title>
		<link>http://shemakescents.com/2013/01/18/money-challenge-remi/</link>
		<comments>http://shemakescents.com/2013/01/18/money-challenge-remi/#comments</comments>
		<pubDate>Fri, 18 Jan 2013 22:18:26 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
				<category><![CDATA[Fix Your Finances]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[She Makes Cents (Money Journal)]]></category>
		<category><![CDATA[52 Week Money Challenge]]></category>
		<category><![CDATA[bingo style saving]]></category>
		<category><![CDATA[Danielle Boler]]></category>
		<category><![CDATA[fix it]]></category>
		<category><![CDATA[How to Save $1300+ On Any Budget]]></category>
		<category><![CDATA[How to Save Money on Any Budget]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Challenge Remix]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[Save It]]></category>
		<category><![CDATA[Saving & Budgeting]]></category>
		<category><![CDATA[She Makes Cents]]></category>

		<guid isPermaLink="false">http://shemakescents.com/?p=3779</guid>
		<description><![CDATA[Okay, so we are just 3 weeks in and I started falling behind for my 52 week money challenge. I decided at the start of week one to try this challenge in reverse. That means I will be saving more &#8230; <a class="more-link" href="http://shemakescents.com/2013/01/18/money-challenge-remi/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=3779&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://shemakescents.com/2013/01/18/money-challenge-remi/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
	
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			<media:title type="html">52 Week Money Challenge from She Makes Cents</media:title>
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	</item>
		<item>
		<title>{52 Week Money Challenge} The Easiest Way to Save $1,000+</title>
		<link>http://shemakescents.com/2013/01/03/52-week-money-challenge-the-easiest-way-to-save-1000/</link>
		<comments>http://shemakescents.com/2013/01/03/52-week-money-challenge-the-easiest-way-to-save-1000/#comments</comments>
		<pubDate>Thu, 03 Jan 2013 19:34:00 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
				<category><![CDATA[Fix Your Finances]]></category>
		<category><![CDATA[She Makes Cents (Money Journal)]]></category>
		<category><![CDATA[$1.00 for one week]]></category>
		<category><![CDATA[52 Week Money Challenge]]></category>
		<category><![CDATA[Danielle Boler]]></category>
		<category><![CDATA[DLWinfrey]]></category>
		<category><![CDATA[holiday purchases]]></category>
		<category><![CDATA[Pretty Girls Rock Dresses]]></category>
		<category><![CDATA[Save It]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[Saving & Budgeting]]></category>
		<category><![CDATA[She Makes Cents]]></category>
		<category><![CDATA[SMC]]></category>

		<guid isPermaLink="false">http://shemakescents.com/?p=3710</guid>
		<description><![CDATA[Click here for update and a &#8220;remix&#8221; to this MONEY CHALLENGE! Today I was introduced to the 52 Week Money Challenge by a fellow blogger, DLWinfrey from Pretty Girls Rock Dresses (PGRDresses). The challenge is to make a weekly deposit &#8230; <a class="more-link" href="http://shemakescents.com/2013/01/03/52-week-money-challenge-the-easiest-way-to-save-1000/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=3710&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://shemakescents.com/2013/01/03/52-week-money-challenge-the-easiest-way-to-save-1000/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
	
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			<media:title type="html">52 Week Money Challenge</media:title>
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	</item>
		<item>
		<title>{Financial Goals} Tackle Your Credit Card Debt Today</title>
		<link>http://shemakescents.com/2013/01/02/goals-credit-card/</link>
		<comments>http://shemakescents.com/2013/01/02/goals-credit-card/#comments</comments>
		<pubDate>Wed, 02 Jan 2013 21:56:24 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
				<category><![CDATA[Fix Your Finances]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[She Makes Cents (Money Journal)]]></category>
		<category><![CDATA[2013 resolutions]]></category>
		<category><![CDATA[a goal without a plan is just a wish]]></category>
		<category><![CDATA[cash back deals]]></category>
		<category><![CDATA[cash envelopes]]></category>
		<category><![CDATA[Credit Card & Loans]]></category>
		<category><![CDATA[credit card payoff]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[eliminate credit card debt]]></category>
		<category><![CDATA[envelope system]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[Financial Goals]]></category>
		<category><![CDATA[fix it]]></category>
		<category><![CDATA[how to make goals]]></category>
		<category><![CDATA[safety deposit box]]></category>
		<category><![CDATA[She Makes Cents]]></category>
		<category><![CDATA[SMC]]></category>

		<guid isPermaLink="false">http://shemakescents.com/?p=3611</guid>
		<description><![CDATA[Have you ever heard the phrase, “a goal without a plan is just a wish”? Well I’m starting to think that is true. Like many of you, I always have financial goals… some I have shared on this blog and &#8230; <a class="more-link" href="http://shemakescents.com/2013/01/02/goals-credit-card/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=3611&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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			<media:title type="html">Slow-and-steady-money</media:title>
		</media:content>

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	</item>
		<item>
		<title>{To Buy or To Wait} Is it Time to Upgrade My Phone?</title>
		<link>http://shemakescents.com/2012/12/24/upgrade-my-phone/</link>
		<comments>http://shemakescents.com/2012/12/24/upgrade-my-phone/#comments</comments>
		<pubDate>Mon, 24 Dec 2012 18:56:52 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
				<category><![CDATA[Fix Your Finances]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[She Makes Cents (Money Journal)]]></category>
		<category><![CDATA[@shemakescents]]></category>
		<category><![CDATA[buy or wait]]></category>
		<category><![CDATA[buy vs. need]]></category>
		<category><![CDATA[Danielle Boler]]></category>
		<category><![CDATA[deals on android phones]]></category>
		<category><![CDATA[droid versus iphone]]></category>
		<category><![CDATA[G2 phone]]></category>
		<category><![CDATA[how to upgrade your phone]]></category>
		<category><![CDATA[Is it time to upgrade my phone?]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[pink boxing gloves]]></category>
		<category><![CDATA[pros and cons of upgrading phone]]></category>
		<category><![CDATA[review of samsung phones]]></category>
		<category><![CDATA[Rice and cell phones]]></category>
		<category><![CDATA[samsung galaxy phones]]></category>
		<category><![CDATA[Samsung III]]></category>
		<category><![CDATA[Save It]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[She Makes Cents]]></category>
		<category><![CDATA[shemakescents.com]]></category>
		<category><![CDATA[Spend It]]></category>
		<category><![CDATA[Spending Cents]]></category>
		<category><![CDATA[what to do if your phone has water damage?]]></category>

		<guid isPermaLink="false">http://shemakescents.wordpress.com/?p=3502</guid>
		<description><![CDATA[This is a battle on many levels. Droid vs. Droid. Need vs. Is it Really a Need?. Buy vs. Wait. Gloves are up, the bell has sounded, round one has begun! Before I jump in the ring gloves up, let &#8230; <a class="more-link" href="http://shemakescents.com/2012/12/24/upgrade-my-phone/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=3502&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>3</slash:comments>
	
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			<media:title type="html">pink gloves</media:title>
		</media:content>

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			<media:title type="html">galaxy-s3[1]</media:title>
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		<title>{Money &amp; Relationships} 5 Money Questions You Need to Ask Your Significant Other TODAY!</title>
		<link>http://shemakescents.com/2012/11/27/money-relationships-5-money-questions-you-need-to-ask-your-significant-other-today/</link>
		<comments>http://shemakescents.com/2012/11/27/money-relationships-5-money-questions-you-need-to-ask-your-significant-other-today/#comments</comments>
		<pubDate>Tue, 27 Nov 2012 12:30:58 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
				<category><![CDATA[Fix Your Finances]]></category>
		<category><![CDATA[Money & Relationships]]></category>
		<category><![CDATA[She Makes Cents (Money Journal)]]></category>
		<category><![CDATA[100 Questions to Ask Before You Get Married]]></category>
		<category><![CDATA[Corey Donaldson]]></category>
		<category><![CDATA[Couples and Money]]></category>
		<category><![CDATA[Don’t You Get Married Until You Read This! The Book of Questions for Couples]]></category>
		<category><![CDATA[fix you finances before marriage]]></category>
		<category><![CDATA[life as a couple]]></category>
		<category><![CDATA[Money and Marriage]]></category>
		<category><![CDATA[Money and Relationships]]></category>
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		<guid isPermaLink="false">http://shemakescents.com/?p=3227</guid>
		<description><![CDATA[Okay…so a while back I was researching ideas for the Mr.’s 30th birthday gift, when I came across an article about things couples should discuss before taking it to the next level. I read it, thought about discussing it with &#8230; <a class="more-link" href="http://shemakescents.com/2012/11/27/money-relationships-5-money-questions-you-need-to-ask-your-significant-other-today/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=3227&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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		<title>{Looking for Money} Simple Suggestions to Start Saving Money TODAY!</title>
		<link>http://shemakescents.com/2012/10/10/looking-for-money-simple-suggestions-to-start-saving-money-today/</link>
		<comments>http://shemakescents.com/2012/10/10/looking-for-money-simple-suggestions-to-start-saving-money-today/#comments</comments>
		<pubDate>Wed, 10 Oct 2012 18:05:10 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
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		<guid isPermaLink="false">http://shemakescents.com/?p=3149</guid>
		<description><![CDATA[If I walked in a room and asked everyone who is completely debt free to raise their hands and someone did, I would truly be surprised.  It’s not because I’m unaware of the fact that debt-free people do exist, it’s &#8230; <a class="more-link" href="http://shemakescents.com/2012/10/10/looking-for-money-simple-suggestions-to-start-saving-money-today/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=3149&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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		<title>{Money Journal} The Pros and Cons to Credit Card Upgrades</title>
		<link>http://shemakescents.com/2012/08/27/pros-and-cons-to-credit-card-upgrades/</link>
		<comments>http://shemakescents.com/2012/08/27/pros-and-cons-to-credit-card-upgrades/#comments</comments>
		<pubDate>Mon, 27 Aug 2012 17:57:38 +0000</pubDate>
		<dc:creator>She Makes Cents</dc:creator>
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		<guid isPermaLink="false">http://shemakescents.com/?p=3066</guid>
		<description><![CDATA[On a given week, my mailbox is flooded with credit cards upgrade offers that I immediately place in the recycle bin. It wasn’t until about a month or two ago that I received two separate offers that made me go &#8230; <a class="more-link" href="http://shemakescents.com/2012/08/27/pros-and-cons-to-credit-card-upgrades/">Continue&#160;reading&#160;<span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=shemakescents.com&#038;blog=20159110&#038;post=3066&#038;subd=shemakescents&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>2</slash:comments>
	
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