Reblogged from Chic Street Style: I can not even tell you how many times I have been asked, “What are you’re list of must-have pieces,” “What pieces couldn’t you live without?” Well, truth be told, I don’t believe there is … Continue reading
Money Talk At Work. Yay or Nay? For months, I have been researching and preparing myself to have series of what I can only call uncomfortable conversations. Surprisingly enough, I found it uncomfortable to bring up the topic of money and compensation … Continue reading
What’s In Your Wallet?
I’ve heard it said that you can tell a lot about a women based on the style of purse she carries and the contents within. Is she well taken care of? Polished? Neat? Messy? High maintenance? Laid back? I want to take this a step further and look at the center of money- the wallet. A women’s purse may reveal a lot about her, but her wallet sheds light on what she finds important and how she spends her hard earned money. Parents my keep photographers of their children. Entrepreneurs may carry business cards. Me, I carry a mix of business and pleasure. Below is my emerald green Cynthia Rowley leather wallet that I bought myself for Christmas and some of the contents within. 
What does your wallet say about YOU?
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It’s been a while since we posted a Friday Funny but this little girl and her impersonation of the werewolf crack me up EVERY time!!! Happy Friday Folks! FACEBOOK, TWITTER, PINTEREST, RSS Feed, Email SMC: shemakescents@gmail.com
When I was decorating my office, I was having the hardest time finding chic office accessories that were as cute as they were functional. I’m always on the lookout for that unique product that will fit the bill. Below is … Continue reading
I woke up in a weird mood this past Saturday. I was torn between excited to tackle my never-ending to-do list and not wanting to leave the warmth of the bed. So what did I do?- A little of both. I grabbed the laptop and started to audit my flow of income and in doing so, I noticed I was missing opportunities to save more money. Before breakfast, I saved a little under $100 a year by cancelling my cell phone insurance. It was one of those things that I should have done months ago, but never really got around to doing it. The two times that I actually thought about filing an insurance claim, the deductible was so expensive that it was better to just get a new phone and not having to worry about whether I would receive a new or refurbished phone from my carrier.
My first savings of the day energized me, so much so, that I called my dad to follow-up on his savings audit I did for him last year. Even when I showed my dad how he could save $1600, he actually never followed through. It was time for me to take matters into my own hands. I started with my parents’ home phone and internet bundle and I cancelled every service that they don’t use and wouldn’t miss. I reduced their monthly bill by $40 per month equalling to about $480 a year!
Are you overpaying for services you no longer use?
Take a little time to review your statements from your service providers. Remove extra services that you no longer use, are outdated, or that qualify as a luxury you could live without. I did this a few months ago when I realized my cable bill included a football package. It made NO sense/cents for me to pay for an added luxury that I didn’t even use. Now, I am enjoying the savings more than missing the extra channels. If, by chance, you have already eliminated every extra fee, then you should consider calling your service provider to see if there are any other discounts that can be applied to your account. It may take a little time to get through your audit, but remember it’s better to spend some time to save some money!
What Services Can You Remove From Your Bill to Save?
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Every great dream begins with a dreamer. Always remember, you have within you the strength, the patience, and the passion to reach for the stars to change the world. – Harriet Tubman Tomorrow March 1, 2013, we will be celebrating … Continue reading
This may seem random, but I sometimes read up on home remodeling and staging tips from professional stagers all the time. I’m not looking to sell my home, I just LOVE to see what’s new in home decor trends and how I … Continue reading
