New Year’s Resolutions???  That’s so January… Save more money. Eat right. Exercise more. I remember having to try at my goals again after an epic fail the first time around. I think the problem with New Year’s Resolutions is that people set either too many goals or a couple of unrealistic goals. This is why after a couple of days, resolutions seem impossible. Throughout the year, I promised to share my game plan to accomplish some of my goals and resolutions for the year- so here you go!

Check out some of my favs!

Start Putting Money Away for Emergencies

January 24, 2012: Since I’m being honest, I might as well go all in. Currently, my emergency fund looks like the sad little piggy pictured above. That’s right, even She Makes Cents, has to get her own finances together sometimes. I almost depleted my fund when… an emergency came up. I am so glad that I got myself into the habit of saving for the unexpected because life would have been so much harder without one.

April 4, 2012:  I have started my emergency fund again and I must say it feels good.  I really hope it will be a long time before I have to tap into it since there isn’t much in there and two, no one likes emergencies.

Cook More, Eat Out Less

January 24, 2012:The Mr. and I love trying new restaurant spots; consequently, we have gotten in the habit of going to restaurants multiple times a week. Sometimes, I even eat out multiple times a day. While examining our finances, we both concluded that we can’t save if we are constantly spending on dinners out every night, plus tips for the servers, plus parking. Do you see how quickly it can add up? Not only are we spending too much, but it is counteracting to my bangin’ body goal.

April 4, 2012: Well….we still eat out, but we are now more conscious of it.  Using the envelope system has really helped with this one.  I set aside a certain amount of money per check for non-grocery food expenses.  For example, I stopped at Smoothie King this morning for a Pineapple Surf and used my “restaurant fund” to essentially…fund it.  The envelope system, regarding eating out, has also forced me to really think about my motivation.  Am I really hungry?  Am I going to be social?  Now, I need to work on the “cook more” portion of this resolution.

Bangin’ Body 2012

January 24, 2012:I think this one is a little self-explanatory. I will just let these swimsuits be my inspiration. I say show it while you got it…so I have to get mine tight. Get it right, get it tight 2012!!!

April 4 2012:  I am pleased to announce that I am actually starting to see a difference in my tummy. I started jogging, stretching, and taking the dog out for longer walks.  I am also trying to eat a little better, so once swimsuit season officially begins, I hope to have accomplished my goal of losing 2 to 3 inches.  As of yesterday, I’m already down an inch.

Reduce Impulse Shopping

See the World

April 4 2012: So my Dad and I are getting our passports updated this week.  This is very necessary since I will be celebrating the Mr.’s 30th birthday in Germany among other places. 

Overall, I’d say that I’m not too far off of my goals for 2012.  While I could be doing better in some areas, I could also be doing A LOT worse.  In fact, as I accomplish my goals, I will start replacing them with new goals.

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